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AllOfBD Finance

Compare financial products in Bangladesh

Transparent, side-by-side comparison based on verified official rates, schedules of charges, and eligibility rules. Organic comparison is never influenced by sponsorship.

Discovery only — curated rates and indicative FX. Confirm with the institution.

Locator: 35 locations across 5 cities in 5 of 64 districts — expanding, not a complete census.

Comparing Padma Bank · Padma Bank Visa Platinum Credit…
Decision Tool Explore curated credit card decisions: Cards with lounge access › Low annual fee cards › Credit card guide ›
Comparing 1 products side-by-side Data verified: January 1, 2026
Feature / Attribute
× Padma Bank

Padma Bank Visa Platinum Credit Card
Current rate / fee
Purchase Interest Rate20%
Card Network & Tier Visa · Platinum
Annual Fee ৳8,000
Airport Lounge Access Complimentary domestic lounge access where offered by the issuer (verify current partner lounges).
Grace Period Up to 45 Days
Minimum Monthly Income ৳75,000
Rewards / Cashback Reward points on retail spend; redeem for fee waiver or vouchers.
Supplementary Card Fee —
Late Payment Fee As per schedule of charges
Foreign Txn Markup Up to 3% mark-up
Official action Official website ↗ Full specifications ›

Estimates only

How rankings work

AllOfBD publishes estimates from catalogue data so you can compare products transparently. This is not credit scoring, not a bank decision, and not financial advice.

  • Loans: estimated EMI (reducing balance) + parsed processing fee + optional insurance → estimated true cost. Lower estimated cost ranks higher.
  • Cards: estimated net annual cost = annual fee − illustrative lounge/perk offset (0.5% of assumed annual spend, capped at fee). Lower net cost ranks higher. Cashback rates are never invented.
  • DPS / FDR / Sanchayapatra: higher published current rate ranks higher.
  • Soft eligibility: amount/tenure/income bounds from the catalogue. Soft fails are demoted, not hidden as “rejected”.
  • Missing rates exclude a product from ranking rather than inventing numbers.
  • Watchlist emails notify when a published (non-pending) rate changes — informational only.

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.