Skip to content

AllOfBD Finance

Islamic finance in Bangladesh

Discover Shariah-tagged banks and products curated on AllOfBD. This hub is for discovery and comparison — not a fatwa, not a guarantee of Shariah compliance, and not a banking application channel.

Sign in to print / PDF Best-for (Islamic filter) Islamic locator REST API (JSON)

Discovery only — published catalogue rates and terms from Bangladesh institutions. Confirm with the issuer before deciding.

Islamic banks
Windows
Tagged products

Shariah governance and supervisory oversight

In Bangladesh, all Islamic banks and conventional windows operate under an independent Shariah Supervisory Board (SSB) of recognized scholars, compliant with Bangladesh Bank Guidelines for Islamic Banking 2009 and AAOIFI standards.

Islamic & Shariah-tagged banks

Institutions marked Islamic in the AllOfBD registry (full-fledged Islamic banks and tagged profiles).

Islamic windows at conventional banks

Conventional institutions that publish Shariah-tagged products (e.g. Saadiq windows). The bank profile itself is not marked fully Islamic.

Islamic-tagged products

Products tagged Islamic, including windows at conventional banks and catalogues from full Islamic banks.

Islamic products

Shariah Credit card

Bank Asia Platinum Islamic Credit Card

Annual Fee Free / waived
Grace period 45 days
Airport lounge on the schedule
Shariah Credit card

Bank Asia Gold Islamic Credit Card

Annual Fee Free / waived
Grace period 45 days
Published schedule
Shariah Credit card

Prime Bank Visa Hasanah Gold Credit Card

Annual Fee Free / waived
Network Visa
Airport lounge on the schedule
Shariah Credit card

Prime Bank Visa Hasanah Platinum Credit Card

Annual Fee Free / waived
Network Visa
Airport lounge on the schedule
Shariah Credit card

Standard Chartered Saadiq Visa Platinum Islamic Credit Card

Annual Fee Free / waived
Network Visa
Airport lounge on the schedule
Shariah Credit card

Standard Chartered Saadiq Visa Gold Credit Card

Annual Fee Free / waived
Network Visa
Published schedule
Shariah Credit card

IBBL Khidmah Gold Credit Card

Annual Fee Free / waived
Grace period 45 days
Published schedule
Shariah Debit card

IBBL Debit Platinum Card

Annual Fee Free / waived
Published schedule
Shariah Debit card

IBBL Debit Gold Card

Annual Fee Free / waived
Published schedule
Shariah Debit card

IBBL Debit Classic Card

Annual Fee Free / waived
Published schedule
Shariah Credit card

IBBL Khidmah Mastercard World Credit Card

Annual Fee ৳7,000
Grace period 45 days
Network Mastercard
Airport lounge on the schedule
Shariah Credit card

IBBL Khidmah Visa Signature Credit Card

Annual Fee ৳7,000
Grace period 45 days
Network Visa
Airport lounge on the schedule
Shariah Credit card

IBBL Khidmah Priority Platinum Credit Card

Annual Fee ৳4,000
Grace period 45 days
Airport lounge on the schedule
Shariah Credit card

IBBL Khidmah Platinum Credit Card

Annual Fee ৳3,000
Grace period 45 days
Airport lounge on the schedule
Shariah Loan facility

AB Bank Islamic Investment

Profit rate Confirm with the institution
Collateral None
Published schedule
Shariah Loan facility

Prime Hasanah Home Investment

Profit rate Confirm with the institution
Up to ৳400.0L
Max Tenure 25 yr
Collateral required
Shariah Loan facility

Prime Hasanah Personal Investment

Profit rate Confirm with the institution
Up to ৳40.0L
Max Tenure 8 yr
Published schedule
Shariah Loan facility

Prime Hasanah Auto Investment

Profit rate Confirm with the institution
Up to ৳80.0L
Max Tenure 6 yr
Collateral required
Shariah Loan facility

Prime Quard Against MTDR

Profit rate Confirm with the institution
Max Tenure 1 yr
Collateral required
Shariah Loan facility

Prime Financing Against Financial Obligation

Profit rate Confirm with the institution
Max Tenure 1 yr
Collateral required
Shariah Loan facility

Pubali HPSM Car for Individuals

Profit rate Confirm with the institution
Collateral None
Published schedule
Shariah Loan facility

Pubali HPSM Car for Organizations

Profit rate Confirm with the institution
Collateral None
Published schedule
Shariah Loan facility

Pubali HPSM Agri Investment

Profit rate Confirm with the institution
Collateral None
Published schedule
Shariah Loan facility

Standard Chartered Saadiq Home Finance

Profit rate 9.99%
Up to ৳200.0L
Collateral Required
Collateral required Indicative, effective 1 October 2026
Shariah Financial Planning · AAOIFI Standard No. 35

Calculate Zakat on your Islamic Deposits & Savings

Evaluate your Mudaraba DPS balances, Islamic FDR returns, savings accounts, and cash holdings against the standard Silver Nisab threshold (52.5 tola / 612.36g) with our interactive Zakat calculator.

Launch Zakat calculator › 2.5% statutory rate · Real-time Nisab evaluation · PDF Statement
Silver Nisab standard
৳125,000
52.5 Tola (612.36g)

Plain-language glossary

Educational summaries only. Product structures and Shariah board opinions belong to each institution.

Mudaraba Profit-sharing deposit
Profit-sharing partnership where the depositor provides capital and the bank acts as manager (Mudarib). Profits are shared per pre-agreed ratios. Terms vary by institution.
Murabaha Cost-plus sale
Cost-plus sale financing commonly used for consumer and commercial asset purchases. The bank acquires the asset and sells it to the client with a disclosed markup payable in installments.
Ijara / hire purchase Islamic Leasing
Lease-based asset financing (e.g. vehicles, machinery, real estate). The bank retains asset ownership while leasing usage rights, often concluding with transfer of ownership (Ijarah wa Iqtina).
Musharaka Joint partnership
Equity partnership where both client and bank contribute capital to a venture or home financing (Diminishing Musharaka), sharing profits and risks proportionally.
Sukuk Investment certificates
Asset-backed or asset-based securities representing undivided ownership shares in tangible assets or usufruct, offering periodic Shariah-compliant returns without interest.
Ujrah / Service Fee Fee-Based Structure
Fixed pre-disclosed compensation or maintenance fee for rendering administrative or financial services, standard for Shariah-compliant payment cards and locker facilities.

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.