AllOfBD Finance
Compare financial products in Bangladesh
Transparent, side-by-side comparison based on verified official rates, schedules of charges, and eligibility rules. Organic comparison is never influenced by sponsorship.
Discovery only — published catalogue rates and terms from Bangladesh institutions. Confirm with the issuer before deciding.
Comparison table
| Feature / attribute | |||
|---|---|---|---|
| Current rate / fee |
As on 4 October 202625% |
As on 24 August 202625% |
Annual fee৳3,000 |
| Card network & tier | Mastercard · Platinum | Mastercard · Titanium | Visa · Platinum |
| Annual Fee | ৳4,000 | ৳4,000 | ৳3,000 |
| Airport lounge access | The card page says Mastercard Platinum has free access to Balaka Executive Lounge at Hazrat Shahjalal International Airport for up to one companion. | The product page says Balaka VIP lounge access is 4 times a year, including a companion, when the Titanium card is used, and says not to show a Priority Pass for that visit. The Platinum/Titanium column also prints an additional visit at Tk 2,250. | The credit card page says complimentary LoungeKey membership covers the first three lounge visits in a calendar year, along with one companion, for Visa Platinum. It also says complimentary Balaka VIP Lounge access is 2 times in a calendar year, along with one companion. |
| Grace period | — | Up to 45 Days | Up to 45 Days |
| Minimum monthly income | — | — | — |
| Rewards / cashback | — | — | — |
| Supplementary card fee | — | — | — |
| Late payment fee | BDT 700 | BDT 800 | — |
| Foreign txn markup | 2.50% on non-USD transactions | — | — |
| Official action | Official website ↗ Full specifications › | Official website ↗ Full specifications › | Official website ↗ Full specifications › |
Estimates only
How rankings work
AllOfBD publishes estimates from catalogue data so you can compare products transparently. This is not credit scoring, not a bank decision, and not financial advice.
- Loans: estimated EMI (reducing balance) + parsed processing fee + optional insurance → estimated true cost. Lower estimated cost ranks higher.
- Cards: estimated net annual cost = annual fee − illustrative lounge/perk offset (0.5% of assumed annual spend, capped at fee). Lower net cost ranks higher. Cashback rates are never invented.
- DPS / FDR / Sanchayapatra: higher published current rate ranks higher.
- Soft eligibility: amount/tenure/income bounds from the catalogue. Soft fails are demoted, not hidden as “rejected”.
- Missing rates exclude a product from ranking rather than inventing numbers.
- Watchlist emails notify when a published (non-pending) rate changes — informational only.
Disclaimer
AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.