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AllOfBD Finance

Compare financial products in Bangladesh

Transparent, side-by-side comparison based on verified official rates, schedules of charges, and eligibility rules. Organic comparison is never influenced by sponsorship.

Discovery only — published catalogue rates and terms from Bangladesh institutions. Confirm with the issuer before deciding.

Methodology › Routing directory › Branches & ATMs ›
Sign in to print / PDF REST JSON
Comparing National Bank · National Bank Visa Classic Dual… Pubali Bank · Pubali Bank Visa Gold Consumer…
Decision tool Explore curated credit card decisions: Cards with lounge access › Low annual fee cards › Credit card guide ›
Comparing 2 products side-by-side Data verified: August 30, 2026

Comparison table

Feature / attribute
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National Bank

National Bank Visa Classic Dual Credit Card
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Pubali Bank

Pubali Bank Visa Gold Consumer Credit Card
Current rate / fee
As on 4 October 202625%
Annual fee৳2,000
Card network & tier Visa · Classic Visa · Gold
Annual Fee ৳1,000 ৳2,000
Airport lounge access Standard access / paid The credit card page says complimentary Balaka VIP Lounge access is 2 times in a calendar year, along with one companion, for Visa Gold.
Grace period — Up to 45 Days
Minimum monthly income — —
Rewards / cashback — —
Supplementary card fee — —
Late payment fee BDT 400 —
Foreign txn markup 2.50% on non-USD transactions —
Official action Official website ↗ Full specifications › Official website ↗ Full specifications ›

Estimates only

How rankings work

AllOfBD publishes estimates from catalogue data so you can compare products transparently. This is not credit scoring, not a bank decision, and not financial advice.

  • Loans: estimated EMI (reducing balance) + parsed processing fee + optional insurance → estimated true cost. Lower estimated cost ranks higher.
  • Cards: estimated net annual cost = annual fee − illustrative lounge/perk offset (0.5% of assumed annual spend, capped at fee). Lower net cost ranks higher. Cashback rates are never invented.
  • DPS / FDR / Sanchayapatra: higher published current rate ranks higher.
  • Soft eligibility: amount/tenure/income bounds from the catalogue. Soft fails are demoted, not hidden as “rejected”.
  • Missing rates exclude a product from ranking rather than inventing numbers.
  • Watchlist emails notify when a published (non-pending) rate changes — informational only.

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.