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HSBC Personal Debit Card

Last verified: June 1, 2025 · Published schedule · View official source

Annual Fee ৳500 Indicative — confirm with the bank

About this product

Overview

The HSBC Bangladesh homepage says the retail banking wind-down has started, no new products will be offered, and services are being discontinued in phases. The June 2025 Wealth and Personal Banking brochure, under Debit Card, prints first card issuance Free and an annual fee of BDT 500 or equivalent foreign currency. Card replacement is BDT 500 or equivalent foreign currency, and replacement is free when an HSBC ATM damaged the card. Duplicate PIN is BDT 200 or equivalent foreign currency. A duplicate sales draft is BDT 150 or equivalent foreign currency. Cash withdrawal inside Bangladesh is free on the HSBC network, and BDT 15 or equivalent foreign currency on NPSB and Visa. Outside Bangladesh it is BDT 200 equivalent foreign currency at an HSBC Group ATM and BDT 350 equivalent foreign currency on Visa. The currency conversion mark-up is 3% on debit card transactions denominated in foreign currencies. The Select schedule prints a different primary annual fee, so this row is the Wealth and Personal Banking figure. The interest-rate PDF page headed "Effective from 18 January 2026" prints Credit Cards as N/A in the declared, lowest, and highest cells. Fee brochure: https://www.hsbc.com.bd/content/dam/hsbc/hbbd/documents/WPB_Fees_Charges_New.pdf Confirm the current rate with the institution before comparing.

Published terms

Product specifications

Annual Fee
৳500
Foreign currency fee
3% on debit card transactions denominated in foreign currencies

Active merchant offers

Current partner discounts, BOGO promotions, and EMI schemes valid on this card.

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Premium Lifestyle Partner Offers
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Premium Lifestyle Partner Offers

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Merchant HSBC Lifestyle Partners

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Published ledger

Current rates & charges

Official rates are being verified or updated. Please consult official institution channels for real-time schedule of charges.

Interactive decision tool

Repayment & travel quota planner

৳30,000
৳5,000 ৳200,000

Bangladesh Bank travel quota reminder

Under Bangladesh Bank Foreign Exchange Guidelines, dual-currency credit/prepaid cardholders can spend up to $12,000 USD per calendar year for international travel and online transactions upon passport endorsement.

Minimum monthly due (5%) ? সহজ ভাষায়: প্রতি মাসে বিলম্ব জরিমানা এড়াতে মোট বকেয়ার অন্তত ৫% পরিশোধ করতে হয়। বাকি বকেয়ার ওপর ব্যাংক সুদ গণনা করে। ৳1,500 Min ৳500 or 5% of statement balance
Interest-free grace window ? সহজ ভাষায়: কেনাকাটা করার পর কোনো সুদ ছাড়াই বিল পরিশোধের সর্বোচ্চ সময় (সাধারণত ৪৫ থেকে ৫০ দিন)। Up to 45–50 Days
Annual travel entitlement $12,000 USD / yr

Provenance

Source & verification

Official source HSBC Wealth and Personal Banking fees, June 2025 (Last verified: June 1, 2025) View official source

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.

HSBC Personal Debit Card ৳500
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