Published vs offered
Catalogue rates are published figures from schedules and circulars. Your final rate depends on the bank’s assessment of you — income, collateral, relationship, and product rules.
Effective date & status
AllOfBD uses an append-only rates ledger. Prefer rows marked current, note the effective date, and open the official source link when available.
Fees matter
For loans, processing fees and insurance can change the true cost. Use the best-for / true-cost tools as estimates, not guarantees.