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AllOfBD Finance

Compare financial products in Bangladesh

Transparent, side-by-side comparison based on verified official rates, schedules of charges, and eligibility rules. Organic comparison is never influenced by sponsorship.

Discovery only — curated rates and indicative FX. Confirm with the institution.

Locator: 35 locations across 5 cities in 5 of 64 districts — expanding, not a complete census.

Comparing EXIM Bank · EXIM Bank Islamic Personal Loan Hajj Finance · Hajj Finance Personal Loan
Decision Tool Estimate monthly EMI and true borrowing cost: Open loan EMI calculator › True cost guide ›

Data as of January 1, 2026 (oldest last-verified date among compared products). Always confirm current rates with the institution.

Feature / Attribute
× EXIM Bank

EXIM Bank Islamic Personal Loan

Islamic
× Hajj Finance

Hajj Finance Personal Loan
Current rate / fee
Indicative Profit Rate12.5%
Indicative Interest Rate12.75%
Est. true cost
For ৳500,000 over 36 months (EMI + est. fees)
৳104,665
EMI ৳16,727
৳106,826
EMI ৳16,787
Loan Type Personal Personal
Loan Amount Limits ৳50,000 — ৳2,000,000 ৳50,000 — ৳2,000,000
Tenure Range 12 to 60 Months 12 to 60 Months
Processing Fee 0.50% of loan amount 0.50% of loan amount
Collateral Required Unsecured / Personal guarantee Unsecured / Personal guarantee
Early Settlement / Prepayment Partial/early settlement may attract a fee per schedule of charges. As per Bangladesh Bank ceiling (typically 0.5%–2%)
Repayment Method Equated Monthly Installment (EMI) Equated Monthly Installment (EMI)
Official action Official website ↗ Full specifications › Official website ↗ Full specifications ›

Estimates only

How rankings work

AllOfBD publishes estimates from catalogue data so you can compare products transparently. This is not credit scoring, not a bank decision, and not financial advice.

  • Loans: estimated EMI (reducing balance) + parsed processing fee + optional insurance → estimated true cost. Lower estimated cost ranks higher.
  • Cards: estimated net annual cost = annual fee − illustrative lounge/perk offset (0.5% of assumed annual spend, capped at fee). Lower net cost ranks higher. Cashback rates are never invented.
  • DPS / FDR / Sanchayapatra: higher published current rate ranks higher.
  • Soft eligibility: amount/tenure/income bounds from the catalogue. Soft fails are demoted, not hidden as “rejected”.
  • Missing rates exclude a product from ranking rather than inventing numbers.
  • Watchlist emails notify when a published (non-pending) rate changes — informational only.

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.