AllOfBD Finance
Compare financial products in Bangladesh
Transparent, side-by-side comparison based on verified official rates, schedules of charges, and eligibility rules. Organic comparison is never influenced by sponsorship.
Discovery only — published catalogue rates and terms from Bangladesh institutions. Confirm with the issuer before deciding.
Comparison table
| Feature / attribute | ||
|---|---|---|
| Current rate / fee |
Rate11.93% Above Tk 7.5 lakh at maturity11.8% After year 1, up to Tk 7.5 lakh9.81% After year 1, above Tk 7.5 lakh9.72% After year 2, up to Tk 7.5 lakh10.29% After year 2, above Tk 7.5 lakh10.19% After year 3, up to Tk 7.5 lakh10.8% After year 3, above Tk 7.5 lakh10.7% After year 4, up to Tk 7.5 lakh11.35% After year 4, above Tk 7.5 lakh11.23% |
Rate11.98% Above Tk 7.5 lakh at maturity11.8% After year 1, up to Tk 7.5 lakh9.84% After year 1, above Tk 7.5 lakh9.72% After year 2, up to Tk 7.5 lakh10.32% After year 2, above Tk 7.5 lakh10.19% After year 3, up to Tk 7.5 lakh10.84% After year 3, above Tk 7.5 lakh10.7% After year 4, up to Tk 7.5 lakh11.39% After year 4, above Tk 7.5 lakh11.23% |
| National Savings scheme | Family Sanchayapatra | Pensioner Sanchayapatra |
| Tenure | 60 Months | 60 Months |
| Minimum investment | ৳10,000 | ৳50,000 |
| Maximum investment limit | ৳4,500,000 | ৳5,000,000 |
| Profit payout frequency | Monthly | Monthly |
| Premature closure rate | Early encashment uses the lower rates on the National Savings Directorate page linked as the source. | Early encashment uses the lower rates on the National Savings Directorate page linked as the source. |
| Purchase channels | District savings offices, National Savings special bureaus, Bangladesh Bank branches, commercial banks, and post offices. | District savings offices, National Savings special bureaus, Bangladesh Bank branches, commercial banks, and post offices. |
| Tax (AIT) at Source | 5% AIT up to 5 Lakh BDT; 10% AIT above 5 Lakh BDT. | Source tax as per National Savings rules. |
| Official action | Official website ↗ Full specifications › | Official website ↗ Full specifications › |
Estimates only
How rankings work
AllOfBD publishes estimates from catalogue data so you can compare products transparently. This is not credit scoring, not a bank decision, and not financial advice.
- Loans: estimated EMI (reducing balance) + parsed processing fee + optional insurance → estimated true cost. Lower estimated cost ranks higher.
- Cards: estimated net annual cost = annual fee − illustrative lounge/perk offset (0.5% of assumed annual spend, capped at fee). Lower net cost ranks higher. Cashback rates are never invented.
- DPS / FDR / Sanchayapatra: higher published current rate ranks higher.
- Soft eligibility: amount/tenure/income bounds from the catalogue. Soft fails are demoted, not hidden as “rejected”.
- Missing rates exclude a product from ranking rather than inventing numbers.
- Watchlist emails notify when a published (non-pending) rate changes — informational only.
Disclaimer
AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.