Paribar Sanchayapatra (Family Savings)

Family Sanchayapatra, introduced in 2009, five-year term. The National Savings Directorate page, updated 14 April 2026, states denominations of Tk 10,000, 20,000, 50,000, 1,00,000, 2,00,000, 5,00,000, and 10,00,000. It may be bought by a Bangladeshi woman aged 18 or older, a Bangladeshi person with a physical disability, man or woman, or a Bangladeshi citizen aged 65 or older, man or woman. The single-name ceiling is Tk 45 lakh, and the page states this certificate cannot be bought jointly. Together with the five-year Bangladesh certificate and the three-month profit certificate, one person may hold up to Tk 50 lakh, or a joint holding up to Tk 1 crore. Profit is paid monthly. A nominee may be appointed, changed, or cancelled. After the buyer dies, the nominee may encash at once or keep drawing the monthly profit until maturity. Fifth-year profit is 11.93% up to Tk 7.5 lakh and 11.80% above that. Earlier years on the same page are 9.81% and 9.72%, 10.29% and 10.19%, 10.80% and 10.70%, and 11.35% and 11.23%.