AllOfBD Finance
Compare financial products in Bangladesh
Transparent, side-by-side comparison based on verified official rates, schedules of charges, and eligibility rules. Organic comparison is never influenced by sponsorship.
Discovery only — published catalogue rates and terms from Bangladesh institutions. Confirm with the issuer before deciding.
Comparison table
| Feature / attribute | ||
|---|---|---|
| Current rate / fee |
Rate11.82% Above Tk 7.5 lakh at maturity11.77% After year 1, up to Tk 7.5 lakh10.65% After year 1, above Tk 7.5 lakh10.6% After year 2, up to Tk 7.5 lakh11.22% After year 2, above Tk 7.5 lakh11.16% |
Rate12% Tk 15,00,001 to Tk 30 lakh at maturity11% Tk 30,00,001 to Tk 50 lakh at maturity10% Above Tk 50 lakh at maturity9% After 6 months, before 12 months, up to Tk 15 lakh8.7% After 6 months, before 12 months, Tk 15,00,001 to Tk 30 lakh7.98% After 6 months, before 12 months, Tk 30,00,001 to Tk 50 lakh7.25% After 6 months, before 12 months, above Tk 50 lakh6.53% After 12 months, before 18 months, up to Tk 15 lakh9.45% After 12 months, before 18 months, Tk 15,00,001 to Tk 30 lakh8.66% After 12 months, before 18 months, Tk 30,00,001 to Tk 50 lakh7.88% After 12 months, before 18 months, above Tk 50 lakh7.09% After 18 months, before 24 months, up to Tk 15 lakh10.2% After 18 months, before 24 months, Tk 15,00,001 to Tk 30 lakh9.35% After 18 months, before 24 months, Tk 30,00,001 to Tk 50 lakh8.5% After 18 months, before 24 months, above Tk 50 lakh7.65% After 24 months, before 60 months, up to Tk 15 lakh11.2% After 24 months, before 60 months, Tk 15,00,001 to Tk 30 lakh10.27% After 24 months, before 60 months, Tk 30,00,001 to Tk 50 lakh9.33% After 24 months, before 60 months, above Tk 50 lakh8.4% |
| National Savings scheme | Post Office Term Account | Wage Earner Development Bond |
| Tenure | 36 Months | 60 Months |
| Minimum investment | — | ৳25,000 |
| Maximum investment limit | — | — |
| Profit payout frequency | Maturity | Maturity |
| Premature closure rate | Early encashment uses the lower rates on the National Savings Directorate page linked as the source. | Early encashment uses the lower rates on the National Savings Directorate page linked as the source. |
| Purchase channels | Bangladesh Bank, National Savings Bureaus, Commercial Banks, Post Offices | Bangladesh Bank, National Savings Bureaus, Commercial Banks, Post Offices |
| Tax (AIT) at Source | Source tax as per National Savings rules. | Source tax as per National Savings rules. |
| Official action | Official website ↗ Full specifications › | Official website ↗ Full specifications › |
Estimates only
How rankings work
AllOfBD publishes estimates from catalogue data so you can compare products transparently. This is not credit scoring, not a bank decision, and not financial advice.
- Loans: estimated EMI (reducing balance) + parsed processing fee + optional insurance → estimated true cost. Lower estimated cost ranks higher.
- Cards: estimated net annual cost = annual fee − illustrative lounge/perk offset (0.5% of assumed annual spend, capped at fee). Lower net cost ranks higher. Cashback rates are never invented.
- DPS / FDR / Sanchayapatra: higher published current rate ranks higher.
- Soft eligibility: amount/tenure/income bounds from the catalogue. Soft fails are demoted, not hidden as “rejected”.
- Missing rates exclude a product from ranking rather than inventing numbers.
- Watchlist emails notify when a published (non-pending) rate changes — informational only.
Disclaimer
AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.