About this product
Overview
Post Office Savings Bank term account, three-year term. The National Savings Directorate page, updated 14 April 2026, states a third-year profit of 11.82% on investments up to Tk 7.5 lakh and 11.77% above that. The same page states 10.65% and 10.60% after one year, and 11.22% and 11.16% after two years.
Published terms
Product specifications
- Government scheme
- Post Office Term Account
- Current return rate
- 11.82% p.a.
- Tenure
- 36 months (3 years)
- Purchase channels
- Bangladesh Bank, National Savings Bureaus, Commercial Banks, Post Offices
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Other published Sanchayapatra in the catalogue — compare terms, then confirm with each bank.
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Profit rate
11.82%
Min. Investment
৳100,000
Tenure
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Profit rate
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Min. Investment
৳10,000
Tenure
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Monthly
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Published ledger
Current rates & charges
Rate stability verified:
Unchanged since April 14, 2026 across append-only ledger audits.
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| Standard rate | Return Rate |
Current
11.82%
|
April 14, 2026 |
| Above Tk 7.5 lakh at maturity | Return Rate |
Current
11.77%
|
April 14, 2026 |
| After year 1, up to Tk 7.5 lakh | Return Rate |
Current
10.65%
|
April 14, 2026 |
| After year 1, above Tk 7.5 lakh | Return Rate |
Current
10.6%
|
April 14, 2026 |
| After year 2, up to Tk 7.5 lakh | Return Rate |
Current
11.22%
|
April 14, 2026 |
| After year 2, above Tk 7.5 lakh | Return Rate |
Current
11.16%
|
April 14, 2026 |
Recent Return Rate history (read-only)
- 11.82% Apr 2026
- 11.77% Apr 2026
- 10.65% Apr 2026
- 10.6% Apr 2026
- 11.22% Apr 2026
- 11.16% Apr 2026
Interactive decision tool
National Savings profit estimator
Published maturity rate
11.82% p.a.
৳1,000,000
৳1 Lakh
৳50 Lakh
Published maturity slabs ? সহজ ভাষায়: এখানে শুধু এই পাতায় প্রকাশিত মেয়াদান্তের হার ব্যবহার করা হয়।
- Up to Tk 7.5 lakh: 11.82%
- Above Tk 7.5 lakh: 11.77%
Net monthly profit
৳0 / mo
After statutory 10% tax deduction
Gross annual profit
৳0
Statutory tax withholding (10%)
৳0
*Uses the published maturity rates on this page: one rate up to Tk 7.5 lakh, and the second published rate above that. Source tax is an estimate. Confirm the payout with National Savings.
Provenance
Source & verification
Official source
Post Office Savings Bank Term Account
(Last verified: April 14, 2026)
View official source