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AllOfBD Finance

Best Personal Loans in Bangladesh (Estimated True Cost)

Ranked personal loan estimates using published rates and fees — EMI plus processing fee. Not a bank approval.

Top matches for “Personal loan”

Rankings are AllOfBD estimates from published catalogue data. They are not offers, approvals, or advice. Confirm terms with the institution.

Decision Action Compare these top ranked matches side-by-side: Compare side-by-side › Open loan EMI calculator ›
  1. #1 · Agrani Bank

    Agrani Bank Personal Loan

    Est. EMI ৳16,727 Est. true cost ৳104,665
    • Est. EMI ৳16,727 · true-cost ৳104,665
    Fit score
    88.3
    Within published bounds View details
  2. #2 · Rupali Bank

    Rupali Bank Personal Loan

    Est. EMI ৳16,727 Est. true cost ৳104,665
    • Est. EMI ৳16,727 · true-cost ৳104,665
    Fit score
    88.3
    Within published bounds View details
  3. #3 · BASIC Bank

    BASIC Bank Personal Loan

    Est. EMI ৳16,727 Est. true cost ৳104,665
    • Est. EMI ৳16,727 · true-cost ৳104,665
    Fit score
    88.3
    Within published bounds View details
  4. #4 · Bank Alfalah

    Bank Alfalah Personal Loan

    Est. EMI ৳16,727 Est. true cost ৳104,665
    • Est. EMI ৳16,727 · true-cost ৳104,665
    Fit score
    88.3
    Within published bounds View details
  5. #5 · Woori Bank

    Woori Bank Personal Loan

    Est. EMI ৳16,727 Est. true cost ৳104,665
    • Est. EMI ৳16,727 · true-cost ৳104,665
    Fit score
    88.3
    Within published bounds View details
  6. #6 · Bay Leasing

    Bay Leasing Personal Loan

    Est. EMI ৳16,787 Est. true cost ৳106,826
    • Est. EMI ৳16,787 · true-cost ৳106,826
    Fit score
    87.9
    Within published bounds View details
  7. #7 · Uttara Finance

    Uttara Finance Personal Loan

    Est. EMI ৳16,787 Est. true cost ৳106,826
    • Est. EMI ৳16,787 · true-cost ৳106,826
    Fit score
    87.9
    Within published bounds View details
  8. #8 · Bangladesh Finance

    Bangladesh Finance Personal Loan

    Est. EMI ৳16,787 Est. true cost ৳106,826
    • Est. EMI ৳16,787 · true-cost ৳106,826
    Fit score
    87.9
    Within published bounds View details
  9. #9 · IIDFC

    IIDFC Personal Loan

    Est. EMI ৳16,787 Est. true cost ৳106,826
    • Est. EMI ৳16,787 · true-cost ৳106,826
    Fit score
    87.9
    Within published bounds View details
  10. #10 · Premier Leasing

    Premier Leasing Personal Loan

    Est. EMI ৳16,787 Est. true cost ৳106,826
    • Est. EMI ৳16,787 · true-cost ৳106,826
    Fit score
    87.9
    Within published bounds View details

Estimates only

How rankings work

AllOfBD publishes estimates from catalogue data so you can compare products transparently. This is not credit scoring, not a bank decision, and not financial advice.

  • Loans: estimated EMI (reducing balance) + parsed processing fee + optional insurance → estimated true cost. Lower estimated cost ranks higher.
  • Cards: estimated net annual cost = annual fee − illustrative lounge/perk offset (0.5% of assumed annual spend, capped at fee). Lower net cost ranks higher. Cashback rates are never invented.
  • DPS / FDR / Sanchayapatra: higher published current rate ranks higher.
  • Soft eligibility: amount/tenure/income bounds from the catalogue. Soft fails are demoted, not hidden as “rejected”.
  • Missing rates exclude a product from ranking rather than inventing numbers.
  • Watchlist emails notify when a published (non-pending) rate changes — informational only.

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.