BRAC Bank Visa Platinum Flexi Credit Card

The schedule of charges is headed "Effective from August 01, 2026". This column prints 25% annual interest. The declared lending sheet dated 8 October 2026 prints credit cards at 24.00%, 23.00%, and 25.00%. The schedule also says the doctors segment is 22% per annum. Those figures do not agree, so no single interest rate is stored. Note 1 says 15% VAT is charged as applicable. The primary annual fee cell prints BDT 3,000. The supplementary annual fee is BDT 1,500 from the second card onwards. Note 20 says Platinum Flexi cardholders with a credit limit above BDT 500,000 are charged a higher credit limit maintenance fee of BDT 1,000 a year. International lounge visits are charged USD 35 per visit per person, including guests. Balaka Lounge: complimentary access for the cardholder throughout the year. The product page says companion fees follow the latest lounge schedule after complimentary visits are used. The product page prints an interest-free period of up to 45 days. It says the annual fee can be waived by spending BDT 1 lac in a year on POS, e-commerce, and QR transactions, excluding MFS and payments made by adding the card to MFS, and then calling 16221 after the fee is imposed. It also prints PayFlex tenors of 6, 12, 18, and 24 months at 0%, 9%, 10%, and 12% flat annual interest, with processing fees of 2%, 1%, 4%, and 5%. Those installment figures are not stored as the card rate. Lending sheet: https://brackweb.s3.ap-southeast-1.amazonaws.com/uploads/all/Annex-A_Declared_Lending_Interest_Rate_October_08,_2026_BRAC_Bank_PLC_Web_Upload6ac7968d4d2e2.pdf Confirm the current rate with the institution before comparing.