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Standard Chartered Saadiq Visa Platinum Credit Card

স্ট্যান্ডার্ড চার্টার্ড সাদিক ভিসা প্ল্যাটিনাম ক্রেডিট কার্ড

Rate Confirm with the institution Indicative — confirm with the bank

About this product

Overview

Standard Chartered Saadiq Platinum Credit Card is a fully Shariah-compliant Ujrah-based credit card that offers global acceptance, airport lounge privileges, and zero compounding interest.

Published terms

Product specifications

Card network
Visa
Card tier
Platinum
Annual Fee
৳6,000
Supplementary card fee
Free
Interest-free period
Up to 50 Days
Minimum monthly income
৳70,000
Late payment fee
BDT 500 (transferred to charity under Shariah guidelines)
Foreign currency fee
3%

Privileges & lounge benefits

Airport lounge access

Complimentary access to Dhaka airport lounges and international lounge access with Priority Pass.

Rewards & cashback

360° Rewards Points on every spend, redeemable for flights, electronics, vouchers, and charitable donations.

Discounts & merchant privileges

Year-round Halal dining discounts, lifestyle offers, and hotel privileges.

Active merchant offers

Current partner discounts, BOGO promotions, and EMI schemes valid on this card.

View all bank offers

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Published ledger

Current rates & charges

Rate stability verified: Unchanged since January 1, 2026 across append-only ledger audits.
Tenure / specification Rate type Current rate Effective date
Ujrah Profit Rate Profit Rate
Current 20%
January 1, 2026

Interactive decision tool

Repayment & travel quota planner

Published rate 20.00% p.a.
৳30,000
৳5,000 ৳200,000

Bangladesh Bank travel quota reminder

Under Bangladesh Bank Foreign Exchange Guidelines, dual-currency credit/prepaid cardholders can spend up to $12,000 USD per calendar year for international travel and online transactions upon passport endorsement.

Minimum monthly due (5%) ? সহজ ভাষায়: প্রতি মাসে বিলম্ব জরিমানা এড়াতে মোট বকেয়ার অন্তত ৫% পরিশোধ করতে হয়। বাকি বকেয়ার ওপর ব্যাংক সুদ গণনা করে। ৳1,500 Min ৳500 or 5% of statement balance
Interest-free grace window ? সহজ ভাষায়: কেনাকাটা করার পর কোনো সুদ ছাড়াই বিল পরিশোধের সর্বোচ্চ সময় (সাধারণত ৪৫ থেকে ৫০ দিন)। Up to 45–50 Days
Annual travel entitlement $12,000 USD / yr

Catalogue facts

Eligibility & required documents

Eligibility

  • Bangladeshi Citizen or Resident Alien
  • Age 21 to 65 years
  • Minimum Monthly Salary BDT 70,000

Documents

  • National ID Card
  • Latest salary certificate / pay slip
  • Bank statements for the last 6 months
  • Copy of e-TIN

Provenance

Source & verification

Catalogue outline. Confirm the rate, fee, and eligibility with the institution before comparing or applying.

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.

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