Overview
Standard Chartered Saadiq Platinum Credit Card is a fully Shariah-compliant Ujrah-based credit card that offers global acceptance, airport lounge privileges, and zero compounding interest.
Product Specifications
- Card Network
- Visa
- Card Tier
- Platinum
- Annual Fee
- ৳6,000
- Supplementary Card Fee
- Free
- Interest-free Period
- Up to 50 Days
- Minimum Monthly Income
- ৳70,000
- Late Payment Fee
- BDT 500 (transferred to charity under Shariah guidelines)
- Foreign Currency Fee
- 3%
Privileges & Lounge Benefits
✈️ Airport Lounge Access
Complimentary access to Dhaka airport lounges and international lounge access with Priority Pass.
🎁 Rewards & Cashback
360° Rewards Points on every spend, redeemable for flights, electronics, vouchers, and charitable donations.
🏷️ Discounts & Merchant Privileges
Year-round Halal dining discounts, lifestyle offers, and hotel privileges.
🎁 Active Merchant Offers & Dining Privileges
Current partner discounts, BOGO hotel buffets, and 0% EMI schemes valid on this card.
🍽️ BOGO
Hotels
Popular
0.00
Buy 1 Get 1 Free Dinner Buffet at Elements & 20% Off Wellness Spa
📍 InterContinental Dhaka
Current Rates & Charges Schedule
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| Ujrah Profit Rate | Profit Rate | 20.0000% | January 1, 2026 |
Eligibility & Required Documents
Eligibility Criteria
- ✓ Bangladeshi Citizen or Resident Alien
- ✓ Age 21 to 65 years
- ✓ Minimum Monthly Salary BDT 70,000
Required Documents
- 📄 National ID Card
- 📄 Latest salary certificate / pay slip
- 📄 Bank statements for the last 6 months
- 📄 Copy of e-TIN
Information Provenance & Verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.