About this product
Overview
Standard Chartered Saadiq Platinum Credit Card is a fully Shariah-compliant Ujrah-based credit card that offers global acceptance, airport lounge privileges, and zero compounding interest.
Published terms
Product specifications
- Card Network
- Visa
- Card Tier
- Platinum
- Annual Fee
- ৳6,000
- Supplementary Card Fee
- Free
- Interest-free Period
- Up to 50 Days
- Minimum Monthly Income
- ৳70,000
- Late Payment Fee
- BDT 500 (transferred to charity under Shariah guidelines)
- Foreign Currency Fee
- 3%
Privileges & lounge benefits
Airport lounge access
Complimentary access to Dhaka airport lounges and international lounge access with Priority Pass.
Rewards & cashback
360° Rewards Points on every spend, redeemable for flights, electronics, vouchers, and charitable donations.
Discounts & merchant privileges
Year-round Halal dining discounts, lifestyle offers, and hotel privileges.
Active merchant offers
Current partner discounts, BOGO promotions, and EMI schemes valid on this card.
Discount
Travel
Featured
Discount · Travel
International Airport Lounge via Priority Pass
Discount
0.00
Priority Pass Network
BOGO
Hotels
Featured
BOGO · Hotels
Buy 1 Get 1 Free Dinner Buffet at Elements & 20% Off Wellness Spa
BOGO
0.00
InterContinental Dhaka
Comparable products
Other published Hotels in the catalogue — compare terms, then confirm with each bank.
Credit card
City Bank American Express Platinum Credit Card
Annual Fee
৳15,000
- Annual Fee ৳15,000
- Grace 50 days
- Lounge Included
Credit card
BRAC Bank Visa Signature Credit Card
Annual Fee
৳10,000
- Annual Fee ৳10,000
- Grace 45 days
- Lounge Included
Credit card
Credit card
Published ledger
Current rates & charges
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| Ujrah Profit Rate | Profit Rate |
Current
20%
|
January 1, 2026 |
Catalogue facts
Eligibility & required documents
Eligibility
- Bangladeshi Citizen or Resident Alien
- Age 21 to 65 years
- Minimum Monthly Salary BDT 70,000
Documents
- National ID Card
- Latest salary certificate / pay slip
- Bank statements for the last 6 months
- Copy of e-TIN
Provenance
Source & verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.