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BRAC Bank Visa Signature Credit Card

ব্র্যাক ব্যাংক ভিসা সিগনেচার ক্রেডিট কার্ড

Rate Confirm with the institution Indicative — confirm with the bank

About this product

Overview

BRAC Bank Visa Signature Credit Card delivers premium travel freedom, exclusive lifestyle rewards, free Balaka Lounge access, and extensive dining privileges across Bangladesh.

Published terms

Product specifications

Card network
Visa
Card tier
Signature
Annual Fee
৳10,000
Supplementary card fee
Free
Interest-free period
Up to 45 Days
Minimum monthly income
৳75,000
Late payment fee
BDT 600
Foreign currency fee
3% mark-up

Privileges & lounge benefits

Airport lounge access

Complimentary unlimited visits to Balaka Lounge at Hazrat Shahjalal International Airport, Dhaka with 1 companion. Free Priority Pass membership.

Rewards & cashback

Earn Reward Points for everyday purchases; redeem against gift vouchers, annual fee waivers, or cash credit.

Discounts & merchant privileges

Buy-1-Get-1 buffets at Dhaka & Chattogram 5-star hotels. Year-round dining discounts up to 20% across partner cafes and restaurants.

Active merchant offers

Current partner discounts, BOGO promotions, and EMI schemes valid on this card.

View all bank offers
0% Interest PayFlex EMI up to 12 Months on Electronics & Appliances
EMI Electronics
15% Discount on Executive Health Checkup Packages & Diagnostic Tests
Discount Healthcare

15% Discount on Executive Health Checkup Packages & Diagnostic Tests

Discount 15.00
Merchant United Hospital Dhaka

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Published ledger

Current rates & charges

Rate stability verified: Unchanged since January 1, 2026 across append-only ledger audits.
Tenure / specification Rate type Current rate Effective date
Standard Rate Interest Rate
Current 20%
January 1, 2026

Interactive decision tool

Repayment & travel quota planner

Published rate 20.00% p.a.
৳30,000
৳5,000 ৳200,000

Bangladesh Bank travel quota reminder

Under Bangladesh Bank Foreign Exchange Guidelines, dual-currency credit/prepaid cardholders can spend up to $12,000 USD per calendar year for international travel and online transactions upon passport endorsement.

Minimum monthly due (5%) ? সহজ ভাষায়: প্রতি মাসে বিলম্ব জরিমানা এড়াতে মোট বকেয়ার অন্তত ৫% পরিশোধ করতে হয়। বাকি বকেয়ার ওপর ব্যাংক সুদ গণনা করে। ৳1,500 Min ৳500 or 5% of statement balance
Interest-free grace window ? সহজ ভাষায়: কেনাকাটা করার পর কোনো সুদ ছাড়াই বিল পরিশোধের সর্বোচ্চ সময় (সাধারণত ৪৫ থেকে ৫০ দিন)। Up to 45–50 Days
Annual travel entitlement $12,000 USD / yr

Catalogue facts

Eligibility & required documents

Eligibility

  • Bangladeshi Citizen
  • Age 21 to 65 years
  • Minimum Monthly Gross Income BDT 75,000

Documents

  • Copy of NID/Smart Card
  • 2 copies Passport size photographs
  • TIN Certificate & tax return submission acknowledgement
  • Latest 6 months bank account statement
  • Salary certificate or Office ID with pay slip

Provenance

Source & verification

Catalogue outline. Confirm the rate, fee, and eligibility with the institution before comparing or applying.

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.

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