National Bank Visa Gold Dual Credit Card

The sector workbook is headed "Declared Lending Interest Rate by Economic Sector" and "As on 04-10-2026". Credit Cards prints 25% in the declared, lowest, and highest columns. The lending page is headed "Restructured of interest Rates on lending effective from 30 June 2026" and prints Credit Card 25.00% (Fixed). The card fee table, effective from 12 January 2026, prints Interest Rate as 2.083% monthly in one cell. Those figures agree, so 25.00% is stored. The benefits list says interest-free days are a maximum of up to 45 days and are guaranteed for 15 days, so no single grace period is stored. The benefits list also says the minimum payment is 2.50% of the total outstanding, while the fee table prints 3.00%. No single minimum payment is stored. The fee table says VAT applies to all fees and charges as per government regulations and does not print a VAT percent. The printed primary annual fee is stored. The second supplementary card is free, and the benefits list says a supplementary local card is free, so no supplementary fee is stored. Platinum annual-fee waiver is by reward points, and Gold and Classic waivers are 15 transactions. That waiver is not stored as a zero fee. The Gold Dual column prints a yearly card annual fee and renewal fee of BDT 2,000. The local late-payment charge is BDT 500. The USD late-payment charge of USD 14 is not stored as a taka fee. The local cash-advance fee is BDT 300 or 2.50% of the transaction amount, whichever is higher. The USD cash-advance fee is $5 or 3% of the transaction amount, whichever is higher. Sector workbook: https://www.nblbd.com/public/assets/footer/lending-interest-rate/1791265568_1789026378_InterestRate.xlsx Lending page: https://www.nblbd.com/interest-rate/lending-rate Confirm the current rate with the institution before comparing.