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Standard Chartered Saadiq Visa Gold Credit Card

Last verified: October 1, 2026 · Published schedule · View official source

Rate Confirm with bank Indicative — confirm with the bank

About this product

Overview

The product page does not print a profit rate. The Islamic window target profit matrix effective 1 October 2026 prints Islamic credit card and regular credit card as N/A, so no profit rate is stored. The sheet says the profit rates are indicative. The conventional credit card schedule is a different document and is not used for this card. The product page says the bank charges a monthly maintenance fee under the relevant regulatory guideline and may waive it. It does not print one taka amount. It says the card can be used locally and internationally on the Visa network from the travel quota limit. Matrix: https://av.sc.com/bd/content/docs/bd-profit-rate-islamic-bank.pdf Confirm the current rate with the institution before comparing.

Published terms

Product specifications

Card network
Visa
Card tier
Gold

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Catalogue outline

Published ledger

Current rates & charges

Official rates are being verified or updated. Please consult official institution channels for real-time schedule of charges.

Interactive decision tool

Repayment & travel quota planner

৳30,000
৳5,000 ৳200,000

Bangladesh Bank travel quota reminder

Under Bangladesh Bank Foreign Exchange Guidelines, dual-currency credit/prepaid cardholders can spend up to $12,000 USD per calendar year for international travel and online transactions upon passport endorsement.

Minimum monthly due (5%) ? সহজ ভাষায়: প্রতি মাসে বিলম্ব জরিমানা এড়াতে মোট বকেয়ার অন্তত ৫% পরিশোধ করতে হয়। বাকি বকেয়ার ওপর ব্যাংক সুদ গণনা করে। ৳1,500 Min ৳500 or 5% of statement balance
Interest-free grace window ? সহজ ভাষায়: কেনাকাটা করার পর কোনো সুদ ছাড়াই বিল পরিশোধের সর্বোচ্চ সময় (সাধারণত ৪৫ থেকে ৫০ দিন)। Up to 45–50 Days
Annual travel entitlement $12,000 USD / yr

Provenance

Source & verification

Official source Standard Chartered Islamic window profit matrix, effective 1 October 2026 (Last verified: October 1, 2026) View official source

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.

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