Standard Chartered Smart Visa Platinum Credit Card

The conventional interest rate matrix effective 1 October 2026 prints the regular credit card cell at 24.00%. The credit card schedule of charges is effective from 1 August 2026 and prints a finance charge of 25% per annum. Those figures do not agree, so no interest rate is stored. The schedule says 15% VAT is charged as applicable. It prints a maximum interest-free period of 45 days when the current balance is paid in full on or before the due date. The cash-advance fee on the domestic columns is 2.5% of the withdrawal amount. The same column prints BDT 3,000 for the Smart Card. A footnote says the annual fee of BDT 3,000 applies to both a standalone and an add-on Smart Card. The product page says the annual fee is waived from the second year if retail expenditure is above BDT 3 lakh in a year. The footnote says supplementary cards, passenger handling, Priority Pass, and airport lounge access do not apply to the Smart Card. The card replacement fee on the column is BDT 1,000. The over-limit fee is BDT 1,500. Schedule: https://av.sc.com/bd/content/docs/bd-scb-credit-card-consolidated-soc-latest.pdf Matrix: https://av.sc.com/bd/content/docs/bd-interest-rate-matrix.pdf Confirm the current rate with the institution before comparing.