AllOfBD Finance

Compare financial products in Bangladesh

Transparent, side-by-side comparison based on verified official rates, schedules of charges, and eligibility rules. Organic comparison is never influenced by sponsorship.

Discovery only — curated rates and indicative FX. Confirm with the institution.

Locator: 35 locations across 5 cities in 5 of 64 districts — expanding, not a complete census.

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Comparing GSP Finance · GSP Finance Term Deposit (FDR) Union Capital · Union Capital Term Deposit (FDR) Hajj Finance · Hajj Finance Term Deposit (FDR)

Decision Tool Calculate net FDR returns and tax deductions: Open FDR calculator › DPS vs FDR guide ›

Data as of January 1, 2026 (oldest last-verified date among compared products). Always confirm current rates with the institution.

Feature / Attribute	× GSP Finance GSP Finance Term Deposit (FDR)	× Union Capital Union Capital Term Deposit (FDR)	× Hajj Finance Hajj Finance Term Deposit (FDR) Islamic
Current rate / fee	1 Year Indicative Rate9.25%	1 Year Indicative Rate9.25%	1 Year Indicative Rate9.25%
Minimum Deposit	৳50,000	৳50,000	৳50,000
Available Tenures	3 Months, 6 Months, 1 Year, 2 Years, 3 Years	3 Months, 6 Months, 1 Year, 2 Years, 3 Years	3 Months, 6 Months, 1 Year, 2 Years, 3 Years
Auto-Renewal Option	Yes	Yes	Yes
Loan Facility	Loan/overdraft against deposit may be available after seasoning period.	Loan/overdraft against deposit may be available after seasoning period.	Loan/overdraft against deposit may be available after seasoning period.
Premature Closure	—	—	—
Tax (AIT) Treatment	AIT as per NBR rules (typically 10% with TIN / 15% without).	AIT as per NBR rules (typically 10% with TIN / 15% without).	AIT as per NBR rules (typically 10% with TIN / 15% without).
Official action	Official website ↗ Full specifications ›	Official website ↗ Full specifications ›	Official website ↗ Full specifications ›

Estimates only

How rankings work

AllOfBD publishes estimates from catalogue data so you can compare products transparently. This is not credit scoring, not a bank decision, and not financial advice.

Loans: estimated EMI (reducing balance) + parsed processing fee + optional insurance → estimated true cost. Lower estimated cost ranks higher.
Cards: estimated net annual cost = annual fee − illustrative lounge/perk offset (0.5% of assumed annual spend, capped at fee). Lower net cost ranks higher. Cashback rates are never invented.
DPS / FDR / Sanchayapatra: higher published current rate ranks higher.
Soft eligibility: amount/tenure/income bounds from the catalogue. Soft fails are demoted, not hidden as “rejected”.
Missing rates exclude a product from ranking rather than inventing numbers.
Watchlist emails notify when a published (non-pending) rate changes — informational only.

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.