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DPS vs FDR: Which Deposit Fits?

Monthly savings schemes versus fixed deposits — educational comparison using published catalogue fields.

DPS (monthly deposit)

You deposit a fixed amount each month for a tenure. Useful for building savings discipline. Check premature closure rules on the product page.

FDR (lump-sum deposit)

You place a lump sum for a fixed tenure at a published rate. Compare tenures and early encashment terms across banks.

Use calculators carefully

AllOfBD calculators are illustrative and may apply AIT assumptions. Final maturity values come from the bank’s schedule only.

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Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.