About this product
Overview
City Bank DPS allows disciplined monthly savings with attractive compound interest rates, flexible tenures from 1 to 10 years, and instant overdraft loan facilities.
Published terms
Product specifications
- Monthly Installment
- ৳500 — ৳50,000
- Installment Options
- 500, 1000, 2000, 2500, 5000, 10000, 20000, 50000
- Tenure Options
- 1 Year, 2 Years, 3 Years, 5 Years, 7 Years, 10 Years
- Payout Frequency
- Monthly
- Auto-debit Facility
- Available
- Loan Against Deposit
- Up to 90% loan / overdraft facility available against deposited balance after 1 year.
- Account Opening
- All
Comparable products
Other published DPS in the catalogue — compare terms, then confirm with each bank.
DPS
☪ Islamic
IBBL Mudaraba Special Savings Pension Scheme
Installment from
৳500/mo
- Min Installment ৳500
- Tenure 5 yrs–10 yrs
- Frequency Monthly
DPS
☪ Islamic
EXIM Bank Mudaraba Monthly DPS
Installment from
৳500/mo
- Min Installment ৳500
- Tenure 1 yr–10 yrs
- Frequency Monthly
DPS
☪ Islamic
EXIM Bank Mudaraba Special Savings DPS
Installment from
৳1,000/mo
- Min Installment ৳1,000
- Tenure 5 yrs–10 yrs
- Frequency Monthly
DPS
☪ Islamic
Social Islami Bank Mudaraba Monthly DPS
Installment from
৳500/mo
- Min Installment ৳500
- Tenure 1 yr–10 yrs
- Frequency Monthly
Published ledger
Current rates & charges
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| 3 Years Tenure | Interest Rate |
Current
8.5%
|
January 1, 2026 |
| 5 Years Tenure | Interest Rate |
Current
9%
|
January 1, 2026 |
| 10 Years Tenure | Interest Rate |
Current
9.25%
|
January 1, 2026 |
Recent Interest Rate history (read-only)
- 8.5% Jan 2026
- 9% Jan 2026
- 9.25% Jan 2026
Catalogue facts
Eligibility & required documents
Eligibility
- Individual Bangladeshi Citizen
- Age 18 and above
- Minor accounts can be opened under parent/legal guardian supervision
Documents
- Applicant NID / Passport copy
- Applicant passport size photographs (2 copies)
- Nominee NID copy & photograph (1 copy, attested by applicant)
- e-TIN certificate (optional, reduces source tax from 15% to 10%)
Provenance
Source & verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.