About this product
Overview
City Bank DPS allows disciplined monthly savings with attractive compound interest rates, flexible tenures from 1 to 10 years, and instant overdraft loan facilities.
Published terms
Product specifications
- Monthly installment
- ৳500 — ৳50,000
- Installment options
- 500, 1000, 2000, 2500, 5000, 10000, 20000, 50000
- Tenure options
- 1 Year, 2 Years, 3 Years, 5 Years, 7 Years, 10 Years
- Payout frequency
- Monthly
- Auto-debit facility
- Available
- Loan against deposit
- Up to 90% loan / overdraft facility available against deposited balance after 1 year.
- Account opening
- All
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Other published DPS in the catalogue — compare terms, then confirm with each bank.
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Profit rate
Confirm with the institution
Tenure
5 yrs–10 yrs
Monthly
Loan against deposit
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DPS Scheme
EXIM Bank Mudaraba Monthly DPS
Profit rate
Confirm with the institution
Tenure
1 yr–10 yrs
Monthly
Loan against deposit
Shariah
DPS Scheme
EXIM Bank Mudaraba Special Savings DPS
Profit rate
Confirm with the institution
Tenure
5 yrs–10 yrs
Monthly
Loan against deposit
Shariah
DPS Scheme
Social Islami Bank Mudaraba Monthly DPS
Profit rate
Confirm with the institution
Tenure
1 yr–10 yrs
Monthly
Loan against deposit
Published ledger
Current rates & charges
Rate stability verified:
Unchanged since January 1, 2026 across append-only ledger audits.
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| 3 Years Tenure | Interest Rate |
Current
8.5%
|
January 1, 2026 |
| 5 Years Tenure | Interest Rate |
Current
9%
|
January 1, 2026 |
| 10 Years Tenure | Interest Rate |
Current
9.25%
|
January 1, 2026 |
Recent Interest Rate history (read-only)
- 8.5% Jan 2026
- 9% Jan 2026
- 9.25% Jan 2026
Interactive decision tool
DPS maturity & profit simulator
Published rate
8.50% p.a.
Estimated maturity payout
৳0
Principal + compound interest
?
সহজ ভাষায়: চক্রবৃদ্ধি মুনাফা; প্রতি মাসে জমানো কিস্তি ও তার ওপর অর্জিত মুনাফা উভয়ই একসাথে চক্রাকারে বাড়ে।
Total deposited principal
৳0
Estimated profit earned
৳0
*Indicative estimate. Final payout subject to NBR withholding tax (10% with TIN, 15% without TIN) on profit at maturity. ? সহজ ভাষায়: জাতীয় রাজস্ব বোর্ডের নিয়মে সঞ্চয়ী আমানতের মুনাফা উত্তোলনের সময় উৎসে কর কর্তন করা হয়। ই-টিআইএন থাকলে ১০%, না থাকলে ১৫%।
Catalogue facts
Eligibility & required documents
Eligibility
- Individual Bangladeshi Citizen
- Age 18 and above
- Minor accounts can be opened under parent/legal guardian supervision
Documents
- Applicant NID / Passport copy
- Applicant passport size photographs (2 copies)
- Nominee NID copy & photograph (1 copy, attested by applicant)
- e-TIN certificate (optional, reduces source tax from 15% to 10%)
Provenance
Source & verification
Catalogue outline. Confirm the rate, fee, and eligibility with the institution before comparing or applying.