About this product
Overview
A Shariah-compliant monthly savings scheme operating under the Mudaraba principle where the bank invests funds in halal ventures and shares actual profit with depositors.
Published terms
Product specifications
- Monthly Installment
- ৳500 — ৳20,000
- Installment Options
- 500, 1000, 2000, 5000, 10000, 20000
- Tenure Options
- 5 Years, 10 Years
- Payout Frequency
- Monthly
- Auto-debit Facility
- Available
- Loan Against Deposit
- Quard (interest-free loan) facility up to 80% of deposited balance.
- Account Opening
- All
Comparable products
Other published DPS in the catalogue — compare terms, then confirm with each bank.
DPS
City Bank DPS (Monthly Deposit Scheme)
Installment from
৳500/mo
- Min Installment ৳500
- Tenure 1 yr–10 yrs
- Frequency Monthly
DPS
☪ Islamic
EXIM Bank Mudaraba Monthly DPS
Installment from
৳500/mo
- Min Installment ৳500
- Tenure 1 yr–10 yrs
- Frequency Monthly
DPS
☪ Islamic
EXIM Bank Mudaraba Special Savings DPS
Installment from
৳1,000/mo
- Min Installment ৳1,000
- Tenure 5 yrs–10 yrs
- Frequency Monthly
DPS
☪ Islamic
Social Islami Bank Mudaraba Monthly DPS
Installment from
৳500/mo
- Min Installment ৳500
- Tenure 1 yr–10 yrs
- Frequency Monthly
Published ledger
Current rates & charges
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| 5 Years Provisional Rate | Profit Rate |
Current
8.75%
|
January 1, 2026 |
| 10 Years Provisional Rate | Profit Rate |
Current
9.15%
|
January 1, 2026 |
Recent Profit Rate history (read-only)
- 8.75% Jan 2026
- 9.15% Jan 2026
Catalogue facts
Eligibility & required documents
Eligibility
- Bangladeshi Citizen
- Age 18 and above
Documents
- NID copy
- Applicant photos (2 copies)
- Nominee photo & NID copy
Provenance
Source & verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.