Overview
A Shariah-compliant monthly savings scheme operating under the Mudaraba principle where the bank invests funds in halal ventures and shares actual profit with depositors.
Product Specifications
- Monthly Installment
- ৳500 — ৳20,000
- Installment Options
- 500, 1000, 2000, 5000, 10000, 20000
- Tenure Options
- 5 Years, 10 Years
- Payout Frequency
- Monthly
- Auto-debit Facility
- Available
- Loan Against Deposit
- Quard (interest-free loan) facility up to 80% of deposited balance.
- Account Opening
- All
Current Rates & Charges Schedule
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| 5 Years Provisional Rate | Profit Rate | 8.7500% | January 1, 2026 |
| 10 Years Provisional Rate | Profit Rate | 9.1500% | January 1, 2026 |
Eligibility & Required Documents
Eligibility Criteria
- ✓ Bangladeshi Citizen
- ✓ Age 18 and above
Required Documents
- 📄 NID copy
- 📄 Applicant photos (2 copies)
- 📄 Nominee photo & NID copy
Information Provenance & Verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.