About this product
Overview
Term Deposit (FDR) scheme from IBBL with flexible tenure options. Net returns depend on AIT and compounding rules.
Published terms
Product specifications
- Minimum deposit
- ৳50,000
- Tenure options
- 3 Months, 6 Months, 1 Year, 2 Years, 3 Years
- Payout frequency
- Maturity
- Auto-debit facility
- Not available
- Auto-renewal
- Available upon maturity
- Loan against deposit
- Loan/overdraft against deposit may be available after seasoning period.
- Account opening
- All
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Other published FDR in the catalogue — compare terms, then confirm with each bank.
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Maturity
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Profit rate
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Tenure
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Monthly
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Fixed deposit (FDR)
Published ledger
Current rates & charges
Rate stability verified:
Unchanged since January 1, 2026 across append-only ledger audits.
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| 1 Year Indicative Rate | Profit Rate |
Current
9.25%
|
January 1, 2026 |
Interactive decision tool
FDR yield & profit estimator
Published rate
9.25% p.a.
৳200,000
৳50,000
৳2,000,000
Estimated maturity value
৳0
Full tenure payout
Gross interest / profit
৳0
Equivalent monthly yield
৳0 / mo
*Subject to NBR withholding tax (10% with TIN / 15% without TIN) deducted at source on interest payments.
Catalogue facts
Eligibility & required documents
Eligibility
- Individual / joint account holders
- Age 18+
Documents
- NID
- Photos
- Nominee NID
- e-TIN (recommended)
Provenance
Source & verification
Catalogue outline. Confirm the rate, fee, and eligibility with the institution before comparing or applying.