Overview
BRAC Bank Fixed Deposit provides secure investment growth with guaranteed returns across flexible tenures, monthly interest payout options, and up to 90% loan facility.
Product Specifications
- Minimum Deposit
- ৳50,000
- Tenure Options
- 3 Months, 6 Months, 1 Year, 2 Years, 3 Years
- Payout Frequency
- Maturity
- Auto-renewal
- Available upon maturity
- Loan Against Deposit
- Overdraft / Loan up to 90% of FDR face value at concessionary interest markup.
- Account Opening
- All
Current Rates & Charges Schedule
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| 3 Months | Interest Rate | 8.2500% | January 1, 2026 |
| 6 Months | Interest Rate | 8.7500% | January 1, 2026 |
| 1 Year | Interest Rate | 9.2500% | January 1, 2026 |
| 2 Years | Interest Rate | 9.5000% | January 1, 2026 |
| 3 Years | Interest Rate | 9.7500% | January 1, 2026 |
Eligibility & Required Documents
Eligibility Criteria
- ✓ Individuals, Joint account holders, Proprietorships, Companies, NGOs, Clubs & Societies
- ✓ Minimum age 18 years
Required Documents
- 📄 Applicant NID/Passport copy
- 📄 Photographs of applicant (2 copies)
- 📄 Nominee photograph & NID copy
- 📄 e-TIN certificate
Information Provenance & Verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.