About this product
Overview
BRAC Bank Fixed Deposit provides secure investment growth with guaranteed returns across flexible tenures, monthly interest payout options, and up to 90% loan facility.
Published terms
Product specifications
- Minimum Deposit
- ৳50,000
- Tenure Options
- 3 Months, 6 Months, 1 Year, 2 Years, 3 Years
- Payout Frequency
- Maturity
- Auto-renewal
- Available upon maturity
- Loan Against Deposit
- Overdraft / Loan up to 90% of FDR face value at concessionary interest markup.
- Account Opening
- All
Comparable products
Other published FDR in the catalogue — compare terms, then confirm with each bank.
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Al-Arafah Islami Bank Monthly Benefit FDR
Min. Deposit
৳100,000
- Min Deposit ৳100,000
- Tenure 1 yr–3 yrs
FDR
☪ Islamic
Published ledger
Current rates & charges
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| 3 Months | Interest Rate |
Current
8.25%
|
January 1, 2026 |
| 6 Months | Interest Rate |
Current
8.75%
|
January 1, 2026 |
| 1 Year | Interest Rate |
Current
9.25%
|
January 1, 2026 |
| 2 Years | Interest Rate |
Current
9.5%
|
January 1, 2026 |
| 3 Years | Interest Rate |
Current
9.75%
|
January 1, 2026 |
Recent Interest Rate history (read-only)
- 8.25% Jan 2026
- 8.75% Jan 2026
- 9.25% Jan 2026
- 9.5% Jan 2026
- 9.75% Jan 2026
Catalogue facts
Eligibility & required documents
Eligibility
- Individuals, Joint account holders, Proprietorships, Companies, NGOs, Clubs & Societies
- Minimum age 18 years
Documents
- Applicant NID/Passport copy
- Photographs of applicant (2 copies)
- Nominee photograph & NID copy
- e-TIN certificate
Provenance
Source & verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.