About this product
Overview
BRAC Bank Fixed Deposit provides secure investment growth with guaranteed returns across flexible tenures, monthly interest payout options, and up to 90% loan facility.
Published terms
Product specifications
- Minimum deposit
- ৳50,000
- Tenure options
- 3 Months, 6 Months, 1 Year, 2 Years, 3 Years
- Payout frequency
- Maturity
- Auto-renewal
- Available upon maturity
- Loan against deposit
- Overdraft / Loan up to 90% of FDR face value at concessionary interest markup.
- Account opening
- All
Comparable products
Other published FDR in the catalogue — compare terms, then confirm with each bank.
Featured
Fixed deposit (FDR)
City Bank Term Deposit (FDR)
Interest rate
Confirm with the institution
Tenure
3 mo–3 yrs
Maturity
Loan against deposit
Featured
Shariah
Fixed deposit (FDR)
IBBL Term Deposit (FDR)
Profit rate
Confirm with the institution
Tenure
3 mo–3 yrs
Maturity
Loan against deposit
Shariah
Fixed deposit (FDR)
Al-Arafah Islami Bank Monthly Benefit FDR
Profit rate
Confirm with the institution
Tenure
1 yr–3 yrs
Monthly
Loan against deposit
Fixed deposit (FDR)
Published ledger
Current rates & charges
Rate stability verified:
Unchanged since January 1, 2026 across append-only ledger audits.
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| 3 Months | Interest Rate |
Current
8.25%
|
January 1, 2026 |
| 6 Months | Interest Rate |
Current
8.75%
|
January 1, 2026 |
| 1 Year | Interest Rate |
Current
9.25%
|
January 1, 2026 |
| 2 Years | Interest Rate |
Current
9.5%
|
January 1, 2026 |
| 3 Years | Interest Rate |
Current
9.75%
|
January 1, 2026 |
Recent Interest Rate history (read-only)
- 8.25% Jan 2026
- 8.75% Jan 2026
- 9.25% Jan 2026
- 9.5% Jan 2026
- 9.75% Jan 2026
Interactive decision tool
FDR yield & profit estimator
Published rate
8.25% p.a.
৳200,000
৳50,000
৳2,000,000
Estimated maturity value
৳0
Full tenure payout
Gross interest / profit
৳0
Equivalent monthly yield
৳0 / mo
*Subject to NBR withholding tax (10% with TIN / 15% without TIN) deducted at source on interest payments.
Catalogue facts
Eligibility & required documents
Eligibility
- Individuals, Joint account holders, Proprietorships, Companies, NGOs, Clubs & Societies
- Minimum age 18 years
Documents
- Applicant NID/Passport copy
- Photographs of applicant (2 copies)
- Nominee photograph & NID copy
- e-TIN certificate
Provenance
Source & verification
Catalogue outline. Confirm the rate, fee, and eligibility with the institution before comparing or applying.