Overview
BRAC Bank Home Loan helps you buy an apartment, construct a house, or renovate your home with loan amounts up to BDT 2 Crore and flexible tenures up to 25 years.
Product Specifications
- Loan Category
- Home
- Loan Amount Range
- ৳500,000 — ৳20,000,000
- Repayment Tenure
- 12 to 300 Months
- Processing Fee
- 0.50% - 1.00% of sanctioned loan amount
- Repayment Method
- Equated Monthly Installment (EMI) auto-debited from bank account
Current Rates & Charges Schedule
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| Standard Home Loan Rate | Interest Rate | 11.0000% | January 1, 2026 |
Eligibility & Required Documents
Eligibility Criteria
- ✓ Bangladeshi Citizen
- ✓ Age 25 to 65 years at loan maturity
- ✓ Minimum Monthly Gross Income BDT 50,000
Required Documents
- 📄 NID/Passport copies of applicant & co-applicant
- 📄 Photographs (2 copies each)
- 📄 Income proof: Salary certificate, pay slips, or business financials
- 📄 Last 12 months bank statements
- 📄 Property documents: Title Deed, Mutation, Khatian, Rajuk approved plan, Non-Encumbrance Certificate
Information Provenance & Verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.