About this product
Overview
BRAC Bank Home Loan helps you buy an apartment, construct a house, or renovate your home with loan amounts up to BDT 2 Crore and flexible tenures up to 25 years.
Published terms
Product specifications
- Loan Category
- Home
- Loan Amount Range
- ৳500,000 — ৳20,000,000
- Repayment Tenure
- 12 to 300 Months
- Processing Fee
- 0.50% - 1.00% of sanctioned loan amount
- Repayment Method
- Equated Monthly Installment (EMI) auto-debited from bank account
Comparable products
Other published Loans in the catalogue — compare terms, then confirm with each bank.
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Loan
Loan
Published ledger
Current rates & charges
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| Standard Home Loan Rate | Interest Rate |
Current
11%
|
January 1, 2026 |
Catalogue facts
Eligibility & required documents
Eligibility
- Bangladeshi Citizen
- Age 25 to 65 years at loan maturity
- Minimum Monthly Gross Income BDT 50,000
Documents
- NID/Passport copies of applicant & co-applicant
- Photographs (2 copies each)
- Income proof: Salary certificate, pay slips, or business financials
- Last 12 months bank statements
- Property documents: Title Deed, Mutation, Khatian, Rajuk approved plan, Non-Encumbrance Certificate
Provenance
Source & verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.