About this product
Overview
Home Loan financing from City Bank. Compare indicative rates, tenure and fees; final pricing is set by the institution.
Published terms
Product specifications
- Loan category
- Home
- Loan amount range
- ৳500,000 — ৳20,000,000
- Repayment tenure
- 12 to 300 Months
- Processing Fee
- 0.50%–1.00% of sanctioned amount
- Repayment method
- Equated Monthly Installment (EMI)
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Published ledger
Current rates & charges
Rate stability verified:
Unchanged since January 1, 2026 across append-only ledger audits.
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| Indicative Interest Rate | Interest Rate |
Current
11%
|
January 1, 2026 |
Interactive decision tool
Monthly EMI & cost simulator
Published rate
11.50% p.a.
৳500,000
৳500,000
৳20,000,000
Estimated monthly EMI
৳0
Reducing-balance amortization
?
সহজ ভাষায়: বকেয়া মূলধনের ওপর সুদের হিসাব; কিস্তি পরিশোধের সাথে সাথে প্রতি মাসে সুদ কমতে থাকে।
Total interest payable
৳0
Processing Fee + 15% NBR VAT
?
সহজ ভাষায়: ব্যাংক সার্ভিস চার্জের ওপর জাতীয় রাজস্ব বোর্ডের (NBR) নির্ধারিত ১৫% বাধ্যতামূলক ভ্যাট।
VAT incl.
৳0
Total repayment
৳0
Catalogue facts
Eligibility & required documents
Eligibility
- Bangladeshi citizen
- Stable income
- Age and DTI as per bank policy
Documents
- NID
- Income proof
- Bank statements
- Collateral documents if secured
Provenance
Source & verification
Catalogue outline. Confirm the rate, fee, and eligibility with the institution before comparing or applying.