Overview
Quick unsecured personal financing for medical emergencies, weddings, education, or home renovation with up to BDT 20 Lakh and no collateral required.
Product Specifications
- Loan Category
- Personal
- Loan Amount Range
- ৳50,000 — ৳2,000,000
- Repayment Tenure
- 12 to 60 Months
- Processing Fee
- 0.50% of loan amount
- Repayment Method
- Equal Monthly Installment (EMI)
Current Rates & Charges Schedule
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| Standard Personal Loan Rate | Interest Rate | 12.5000% | January 1, 2026 |
Eligibility & Required Documents
Eligibility Criteria
- ✓ Bangladeshi Citizen
- ✓ Age 22 to 60 years
- ✓ Salaried employee with minimum 1 year total experience
- ✓ Minimum monthly income BDT 30,000
Required Documents
- 📄 Applicant & guarantor NID copies
- 📄 Photographs (2 copies applicant, 1 copy guarantor)
- 📄 Latest salary certificate or 3 months pay slips
- 📄 Bank statements (last 6 months)
- 📄 Utility bill copy as proof of address
Information Provenance & Verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.