About this product
Overview
Quick unsecured personal financing for medical emergencies, weddings, education, or home renovation with up to BDT 20 Lakh and no collateral required.
Published terms
Product specifications
- Loan Category
- Personal
- Loan Amount Range
- ৳50,000 — ৳2,000,000
- Repayment Tenure
- 12 to 60 Months
- Processing Fee
- 0.50% of loan amount
- Repayment Method
- Equal Monthly Installment (EMI)
Comparable products
Other published Loans in the catalogue — compare terms, then confirm with each bank.
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Published ledger
Current rates & charges
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| Standard Personal Loan Rate | Interest Rate |
Current
12.5%
|
January 1, 2026 |
Catalogue facts
Eligibility & required documents
Eligibility
- Bangladeshi Citizen
- Age 22 to 60 years
- Salaried employee with minimum 1 year total experience
- Minimum monthly income BDT 30,000
Documents
- Applicant & guarantor NID copies
- Photographs (2 copies applicant, 1 copy guarantor)
- Latest salary certificate or 3 months pay slips
- Bank statements (last 6 months)
- Utility bill copy as proof of address
Provenance
Source & verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.