About this product
Overview
Quick unsecured personal financing for medical emergencies, weddings, education, or home renovation with up to BDT 20 Lakh and no collateral required.
Published terms
Product specifications
- Loan category
- Personal
- Loan amount range
- ৳50,000 — ৳2,000,000
- Repayment tenure
- 12 to 60 Months
- Processing Fee
- 0.50% of loan amount
- Repayment method
- Equal Monthly Installment (EMI)
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Published ledger
Current rates & charges
Rate stability verified:
Unchanged since January 1, 2026 across append-only ledger audits.
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| Standard Personal Loan Rate | Interest Rate |
Current
12.5%
|
January 1, 2026 |
Interactive decision tool
Monthly EMI & cost simulator
Published rate
13.50% p.a.
৳500,000
৳50,000
৳2,000,000
Estimated monthly EMI
৳0
Reducing-balance amortization
?
সহজ ভাষায়: বকেয়া মূলধনের ওপর সুদের হিসাব; কিস্তি পরিশোধের সাথে সাথে প্রতি মাসে সুদ কমতে থাকে।
Total interest payable
৳0
Processing Fee + 15% NBR VAT
?
সহজ ভাষায়: ব্যাংক সার্ভিস চার্জের ওপর জাতীয় রাজস্ব বোর্ডের (NBR) নির্ধারিত ১৫% বাধ্যতামূলক ভ্যাট।
VAT incl.
৳0
Total repayment
৳0
Catalogue facts
Eligibility & required documents
Eligibility
- Bangladeshi Citizen
- Age 22 to 60 years
- Salaried employee with minimum 1 year total experience
- Minimum monthly income BDT 30,000
Documents
- Applicant & guarantor NID copies
- Photographs (2 copies applicant, 1 copy guarantor)
- Latest salary certificate or 3 months pay slips
- Bank statements (last 6 months)
- Utility bill copy as proof of address
Provenance
Source & verification
Catalogue outline. Confirm the rate, fee, and eligibility with the institution before comparing or applying.