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Standard Chartered Saadiq Personal Finance

Last verified: October 1, 2026 · Published schedule · View official source

Indicative, effective 1 October 2026 11.5% Indicative — confirm with the bank

About this product

Overview

The product page does not print a rate date. Standard Chartered Islamic window target profit matrix, effective 1 October 2026. The sheet says the profit rates are indicative. The page is goods murabaha for consumer durables, with a financing limit up to BDT 2 million and an EMI tenor up to 60 months. The calculator minimum is BDT 50,000. It is preset at 12.5% and says that profit figure is illustrative and for reference only. The matrix prints consumer financing, secured and unsecured, each at 11.50%. That figure is stored. Matrix: https://av.sc.com/bd/content/docs/bd-profit-rate-islamic-bank.pdf Confirm the current rate with the institution before comparing.

Published terms

Product specifications

Loan category
Personal
Loan amount range
৳50,000 — ৳2,000,000
Repayment method
Equal monthly instalment

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Catalogue outline

Published ledger

Current rates & charges

Active rate ledger: Effective from October 1, 2026 (7 historical revisions tracked).
Tenure / specification Rate type Current rate Effective date
Indicative, effective 1 October 2026 Profit Rate
Current 11.5%
October 1, 2026
Recent Profit Rate history (read-only)
  1. 11.5% Oct 2026
  2. 11.5% Oct 2026
  3. 11.5% Oct 2026
  4. 11.5% Oct 2026
  5. 11.5% Oct 2026
  6. 11.5% Oct 2026

Interactive decision tool

Monthly EMI & cost simulator

Published rate 11.50% p.a.
৳500,000
৳50,000 ৳2,000,000
Estimated monthly EMI ৳0 Reducing-balance amortization ? সহজ ভাষায়: বকেয়া মূলধনের ওপর সুদের হিসাব; কিস্তি পরিশোধের সাথে সাথে প্রতি মাসে সুদ কমতে থাকে।
Total interest payable ৳0
Processing Fee + 15% NBR VAT ? সহজ ভাষায়: ব্যাংক সার্ভিস চার্জের ওপর জাতীয় রাজস্ব বোর্ডের (NBR) নির্ধারিত ১৫% বাধ্যতামূলক ভ্যাট। VAT incl. ৳0
Total repayment ৳0

Provenance

Source & verification

Official source Standard Chartered Saadiq Personal Finance (Last verified: October 1, 2026) View official source

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.

Standard Chartered Saadiq Personal Finance 11.5%
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