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AB Bank Titanium Mastercard Credit Card

Last verified: September 1, 2025 · Published schedule · View official source

w.e.f. 1 September 2025 25% Indicative — confirm with the bank

About this product

Overview

The lending table is headed "Interest Rate on Loan w.e.f. September 01, 2025". Interest for cash and retail purchase prints 25.00% in the mid-rate column and 25.00% in the range column. Balance transfer and an installment loan on the credit card print the same pair. That figure is stored. The schedule of charges is effective from 1 July 2026 and says VAT is 15% on all charges, fees, and commissions. The printed primary annual fee is stored. The first supplementary card is free, with a later taka charge, so no single supplementary fee is stored. The product page says the annual fee is waived for the primary card from the second year if there are 18 or more transactions in the year. That waiver is not stored as a zero fee. The page says the bill can be paid within 15 days after each billing date. That sentence is not stored as a grace period. The Titanium column prints a primary annual fee of Tk. 5,000. A later supplementary card prints Tk. 500. The page prints a maximum credit limit of BDT 10,00,000. Lending table: https://abbl.com/rates-and-charge/lending-rates/ Fee schedule: https://abbl.com/wp-content/uploads/2026/07/AB-Bank-Schedule-of-Charges-01-07-26.pdf Confirm the current rate with the institution before comparing.

Published terms

Product specifications

Card network
Mastercard
Card tier
Titanium
Annual Fee
৳5,000
Late payment fee
BDT 500
Foreign currency fee
3% on the transaction amount

Privileges & lounge benefits

Airport lounge access

The product page says the card gives complimentary access to Balaka Business Lounge at Hazrat Shahjalal International Airport, Dhaka. It says LoungeKey access covers over 1,100 VIP lounges in more than 600 cities.

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Catalogue outline

Published ledger

Current rates & charges

Rate stability verified: Unchanged since September 1, 2025 across append-only ledger audits.
Tenure / specification Rate type Current rate Effective date
w.e.f. 1 September 2025 Interest Rate
Current 25%
September 1, 2025

Interactive decision tool

Repayment & travel quota planner

Published rate 25.00% p.a.
৳30,000
৳5,000 ৳200,000

Bangladesh Bank travel quota reminder

Under Bangladesh Bank Foreign Exchange Guidelines, dual-currency credit/prepaid cardholders can spend up to $12,000 USD per calendar year for international travel and online transactions upon passport endorsement.

Minimum monthly due (5%) ? সহজ ভাষায়: প্রতি মাসে বিলম্ব জরিমানা এড়াতে মোট বকেয়ার অন্তত ৫% পরিশোধ করতে হয়। বাকি বকেয়ার ওপর ব্যাংক সুদ গণনা করে। ৳1,500 Min ৳500 or 5% of statement balance
Interest-free grace window ? সহজ ভাষায়: কেনাকাটা করার পর কোনো সুদ ছাড়াই বিল পরিশোধের সর্বোচ্চ সময় (সাধারণত ৪৫ থেকে ৫০ দিন)। Up to 45–50 Days
Annual travel entitlement $12,000 USD / yr

Provenance

Source & verification

Official source AB Bank lending rates, w.e.f. 1 September 2025 (Last verified: September 1, 2025) View official source

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.

AB Bank Titanium Mastercard Credit Card 25%
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