About this product
Overview
Compare fees, eligibility and benefits for the Standard Chartered Visa Classic Credit Card from Standard Chartered. Terms are sourced from public schedules of charges and may change.
Published terms
Product specifications
- Card network
- Visa
- Card tier
- Classic
- Annual Fee
- ৳1,500
- Interest-free period
- Up to 45 Days
- Minimum monthly income
- ৳30,000
- Late payment fee
- As per schedule of charges
- Foreign currency fee
- Up to 3% mark-up
Privileges & lounge benefits
Rewards & cashback
Basic reward points on eligible spend.
Discounts & merchant privileges
Merchant discounts and EMI campaigns vary by season.
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Catalogue outline
Published ledger
Current rates & charges
Rate stability verified:
Unchanged since January 1, 2026 across append-only ledger audits.
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| Purchase Interest Rate | Interest Rate |
Current
20%
|
January 1, 2026 |
Interactive decision tool
Repayment & travel quota planner
Published rate
20.00% p.a.
৳30,000
৳5,000
৳200,000
Bangladesh Bank travel quota reminder
Under Bangladesh Bank Foreign Exchange Guidelines, dual-currency credit/prepaid cardholders can spend up to $12,000 USD per calendar year for international travel and online transactions upon passport endorsement.
Minimum monthly due (5%)
?
সহজ ভাষায়: প্রতি মাসে বিলম্ব জরিমানা এড়াতে মোট বকেয়ার অন্তত ৫% পরিশোধ করতে হয়। বাকি বকেয়ার ওপর ব্যাংক সুদ গণনা করে।
৳1,500
Min ৳500 or 5% of statement balance
Interest-free grace window
?
সহজ ভাষায়: কেনাকাটা করার পর কোনো সুদ ছাড়াই বিল পরিশোধের সর্বোচ্চ সময় (সাধারণত ৪৫ থেকে ৫০ দিন)।
Up to 45–50 Days
Annual travel entitlement
$12,000 USD / yr
Catalogue facts
Eligibility & required documents
Eligibility
- Bangladeshi citizen
- Age 21–65
- Minimum monthly income ৳30,000
Documents
- NID copy
- Passport photos
- Salary certificate or business proof
- Bank statement (6 months)
- e-TIN
Provenance
Source & verification
Catalogue outline. Confirm the rate, fee, and eligibility with the institution before comparing or applying.