AllOfBD Finance
Compare financial products in Bangladesh
Transparent, side-by-side comparison based on verified official rates, schedules of charges, and eligibility rules. Organic comparison is never influenced by sponsorship.
Discovery only — curated rates and indicative FX. Confirm with the institution.
Data as of January 1, 2026 (oldest last-verified date among compared products). Always confirm current rates with the institution.
| Feature / Attribute | |||
|---|---|---|---|
| Current rate / fee |
Standard Purchase Rate20% |
Standard Rate20% |
Ujrah Profit Rate20% |
| Card Network & Tier | Amex · Platinum | Visa · Signature | Visa · Platinum |
| Annual Fee | ৳15,000 | ৳10,000 | ৳6,000 |
| Airport Lounge Access | Complimentary unlimited access to City Bank American Express Lounges at Hazrat Shahjalal International Airport (Domestic & International) + Priority Pass with 5 complimentary international visits per year. | Complimentary unlimited visits to Balaka Lounge at Hazrat Shahjalal International Airport, Dhaka with 1 companion. Free Priority Pass membership. | Complimentary access to Dhaka airport lounges and international lounge access with Priority Pass. |
| Grace Period | Up to 50 Days | Up to 45 Days | Up to 50 Days |
| Minimum Monthly Income | ৳100,000 | ৳75,000 | ৳70,000 |
| Rewards / Cashback | Earn 1 Membership Rewards point for every BDT 50 spent. Double points on international spending. Points never expire. | Earn Reward Points for everyday purchases; redeem against gift vouchers, annual fee waivers, or cash credit. | 360° Rewards Points on every spend, redeemable for flights, electronics, vouchers, and charitable donations. |
| Supplementary Card Fee | Free / 1st Year Free | Free / 1st Year Free | Free / 1st Year Free |
| Late Payment Fee | BDT 750 or 2% of minimum due | BDT 600 | BDT 500 (transferred to charity under Shariah guidelines) |
| Foreign Txn Markup | 3% mark-up on interbank conversion rate | 3% mark-up | 3% |
| Official action | Official website ↗ Full specifications › | Official website ↗ Full specifications › | Official website ↗ Full specifications › |
Estimates only
How rankings work
AllOfBD publishes estimates from catalogue data so you can compare products transparently. This is not credit scoring, not a bank decision, and not financial advice.
- Loans: estimated EMI (reducing balance) + parsed processing fee + optional insurance → estimated true cost. Lower estimated cost ranks higher.
- Cards: estimated net annual cost = annual fee − illustrative lounge/perk offset (0.5% of assumed annual spend, capped at fee). Lower net cost ranks higher. Cashback rates are never invented.
- DPS / FDR / Sanchayapatra: higher published current rate ranks higher.
- Soft eligibility: amount/tenure/income bounds from the catalogue. Soft fails are demoted, not hidden as “rejected”.
- Missing rates exclude a product from ranking rather than inventing numbers.
- Watchlist emails notify when a published (non-pending) rate changes — informational only.
Disclaimer
AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.