About this product
Overview
The interest-rate PDF header prints May-26. Page 2 of the lending annexure prints "Effective from 07 April 2026". Pages 3 and 4 print "Effective from 05 November 2025". Page 5 prints "Effective from 18 January 2026". The HSBC Bangladesh homepage says that from 4 December 2025 the retail business is closing, and it asks customers to transfer funds and loans to another bank. Page 5 prints flat purchase at 12.00% in the declared, lowest, and highest cells. That figure is stored. Homepage: https://www.hsbc.com.bd/ Lending schedule: https://www.business.hsbc.com.bd/-/media/media/bangladesh/pdfs/common/interest-rates.pdf Confirm the current rate with the institution before comparing.
Published terms
Product specifications
- Loan category
- Home
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Published ledger
Current rates & charges
Active rate ledger:
Effective from January 18, 2026 (8 historical revisions tracked).
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| Effective 18 January 2026 | Interest Rate |
Current
12%
|
January 18, 2026 |
Recent Interest Rate history (read-only)
- 12% Jan 2026
- 12% Jan 2026
- 12% Jan 2026
- 12% Jan 2026
- 12% Jan 2026
- 12% Jan 2026
| Tenure / label | Historical rate | Effective period | Status |
|---|---|---|---|
| Effective 18 January 2026 | 12% | Jan 2026 — Jan 2026 | Expired |
| Effective 18 January 2026 | 12% | Jan 2026 — Jan 2026 | Expired |
| Effective 18 January 2026 | 12% | Jan 2026 — Jan 2026 | Expired |
| Effective 18 January 2026 | 12% | Jan 2026 — Jan 2026 | Expired |
| Effective 18 January 2026 | 12% | Jan 2026 — Jan 2026 | Expired |
| Effective 18 January 2026 | 12% | Jan 2026 — Jan 2026 | Expired |
| Effective 18 January 2026 | 12% | Jan 2026 — Jan 2026 | Expired |
| Effective 18 January 2026 | 12% | Jan 2026 — Jan 2026 | Expired |
Interactive decision tool
Monthly EMI & cost simulator
Published rate
12.00% p.a.
৳500,000
৳100,000
৳2,000,000
Estimated monthly EMI
৳0
Reducing-balance amortization
?
সহজ ভাষায়: বকেয়া মূলধনের ওপর সুদের হিসাব; কিস্তি পরিশোধের সাথে সাথে প্রতি মাসে সুদ কমতে থাকে।
Total interest payable
৳0
Processing Fee + 15% NBR VAT
?
সহজ ভাষায়: ব্যাংক সার্ভিস চার্জের ওপর জাতীয় রাজস্ব বোর্ডের (NBR) নির্ধারিত ১৫% বাধ্যতামূলক ভ্যাট।
VAT incl.
৳0
Total repayment
৳0
Provenance
Source & verification
Official source
HSBC Bangladesh lending rates, effective 18 January 2026
(Last verified: January 18, 2026)
View official source