IBBL Semi-Pucca Housing Investment Scheme

The scheme page does not print a date. Islami Bank Declared Investment Profit Rate by Economic Sector is effective from 9 March 2026. The page is for a Bangladeshi citizen with their own land and income of at least Tk. 30,000 a month. The maximum is Tk. 3.00 million, with the bank investing up to 70% of construction or purchase cost. It prints a maximum of 10 years up to Tk. 1.00 million and 15 years above that, plus a gestation of up to 6 months. The rate of return is 9.00% per annum under the annuity method, or the rate to be determined by the bank from time to time. The processing fee is 0.50% of the sanctioned amount, not exceeding Tk. 15,000. Security is a registered mortgage. The sheet prints rural residential housing at a declared 13.50%, with lowest and highest marked N/A. Sheet: https://www.islamibankbd.com/public/assets/Share-Profit-CurrencyRate/Rate-Return-Investment/1773288006_DeclaredInvestmentProfitRate090326.pdf Confirm the current rate with the institution before comparing.