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Standard Chartered Saadiq Home Finance

Last verified: October 1, 2026 · Published schedule · View official source

Indicative, effective 1 October 2026 9.99% Indicative — confirm with the bank

About this product

Overview

The product page does not print a rate date. Standard Chartered Islamic window target profit matrix, effective 1 October 2026. The sheet says the profit rates are indicative. The page prints finance up to BDT 20 million and up to 70% of property value. The calculator accepts BDT 2,000,000 to BDT 20,000,000. Maximum tenure is 120 months for businesspersons and 300 months for other segments. The page says the rent is variable, reviewed every 6 months, and aligned to the Saadiq Home Finance cell in the matrix. The on-page calculator is preset at 9. The matrix prints one housing-financing cell of 9.99%. The processing fee is up to BDT 20,000. That 9.99% cell is stored. Matrix: https://av.sc.com/bd/content/docs/bd-profit-rate-islamic-bank.pdf Confirm the current rate with the institution before comparing.

Published terms

Product specifications

Loan category
Home
Loan amount range
৳2,000,000 — ৳20,000,000
Processing Fee
Up to BDT 20,000
Repayment method
Monthly repayment

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Catalogue outline

Published ledger

Current rates & charges

Active rate ledger: Effective from October 1, 2026 (7 historical revisions tracked).
Tenure / specification Rate type Current rate Effective date
Indicative, effective 1 October 2026 Profit Rate
Current 9.99%
October 1, 2026
Recent Profit Rate history (read-only)
  1. 9.99% Oct 2026
  2. 9.99% Oct 2026
  3. 9.99% Oct 2026
  4. 9.99% Oct 2026
  5. 9.99% Oct 2026
  6. 9.99% Oct 2026

Interactive decision tool

Monthly EMI & cost simulator

Published rate 9.99% p.a.
৳2,000,000
৳2,000,000 ৳20,000,000
Estimated monthly EMI ৳0 Reducing-balance amortization ? সহজ ভাষায়: বকেয়া মূলধনের ওপর সুদের হিসাব; কিস্তি পরিশোধের সাথে সাথে প্রতি মাসে সুদ কমতে থাকে।
Total interest payable ৳0
Processing Fee + 15% NBR VAT ? সহজ ভাষায়: ব্যাংক সার্ভিস চার্জের ওপর জাতীয় রাজস্ব বোর্ডের (NBR) নির্ধারিত ১৫% বাধ্যতামূলক ভ্যাট। VAT incl. ৳0
Total repayment ৳0

Provenance

Source & verification

Official source Standard Chartered Saadiq Home Finance (Last verified: October 1, 2026) View official source

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.

Standard Chartered Saadiq Home Finance 9.99%
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