About this product
Overview
Three-month profit Sanchayapatra, three-year term. The National Savings Directorate page, updated 29 June 2026, states denominations of Tk 1,00,000, 2,00,000, 5,00,000, and 10,00,000. Purchase ceilings on that page are Tk 30 lakh in a single name or Tk 60 lakh jointly for an individual; 50% of a provident-fund balance, up to Tk 50 crore, for an institution; Tk 2 crore for a firm; and Tk 5 crore for a registered autistic-support institution, a registered shelter for destitute or orphan children, or a registered shelter for older people. Third-year profit is 11.82% up to Tk 7.5 lakh and 11.77% above that. The same page states 10.65% and 10.60% after one year, and 11.22% and 11.16% after two years.
Published terms
Product specifications
- Government scheme
- 3 Month Profit Sanchayapatra
- Current return rate
- 11.82% p.a.
- Tenure
- 36 months (3 years)
- Minimum investment
- ৳100,000
- Purchase channels
- District savings offices, National Savings special bureaus, Bangladesh Bank branches, commercial banks, and post offices.
Comparable products
Other published Sanchayapatra in the catalogue — compare terms, then confirm with each bank.
Featured
Sanchayapatra
Featured
Sanchayapatra
Paribar Sanchayapatra (Family Savings)
Profit rate
11.93%
Min. Investment
৳10,000
Tenure
5 yr
Monthly
Featured
Sanchayapatra
Featured
Sanchayapatra
Published ledger
Current rates & charges
Rate stability verified:
Unchanged since June 29, 2026 across append-only ledger audits.
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| Standard rate | Return Rate |
Current
11.82%
|
June 29, 2026 |
| Above Tk 7.5 lakh at maturity | Return Rate |
Current
11.77%
|
June 29, 2026 |
| After year 1, up to Tk 7.5 lakh | Return Rate |
Current
10.65%
|
June 29, 2026 |
| After year 1, above Tk 7.5 lakh | Return Rate |
Current
10.6%
|
June 29, 2026 |
| After year 2, up to Tk 7.5 lakh | Return Rate |
Current
11.22%
|
June 29, 2026 |
| After year 2, above Tk 7.5 lakh | Return Rate |
Current
11.16%
|
June 29, 2026 |
Recent Return Rate history (read-only)
- 11.82% Jun 2026
- 11.77% Jun 2026
- 10.65% Jun 2026
- 10.6% Jun 2026
- 11.22% Jun 2026
- 11.16% Jun 2026
| Tenure / label | Historical rate | Effective period | Status |
|---|---|---|---|
| Maturity Return Rate | 11.04% | Jan 2026 — Jun 2026 | Expired |
Interactive decision tool
National Savings profit estimator
Published maturity rate
11.82% p.a.
৳1,000,000
৳1 Lakh
৳50 Lakh
Published maturity slabs ? সহজ ভাষায়: এখানে শুধু এই পাতায় প্রকাশিত মেয়াদান্তের হার ব্যবহার করা হয়।
- Up to Tk 7.5 lakh: 11.82%
- Above Tk 7.5 lakh: 11.77%
Net monthly profit
৳0 / mo
After statutory 10% tax deduction
Gross annual profit
৳0
Statutory tax withholding (10%)
৳0
*Uses the published maturity rates on this page: one rate up to Tk 7.5 lakh, and the second published rate above that. Source tax is an estimate. Confirm the payout with National Savings.
Catalogue facts
Eligibility & required documents
Eligibility
- All adult Bangladeshi citizens (Single or Joint accounts)
- Recognized non-profit and charitable institutions
Documents
- Applicant NID copy
- Applicant photographs (2 copies)
- Nominee NID & photograph
- e-TIN certificate
- Bank Cheque leaf
Provenance
Source & verification
Catalogue outline. Confirm the rate, fee, and eligibility with the institution before comparing or applying.