About this product
Overview
Backed by the Government of Bangladesh, the 5-Year Bangladesh Sanchayapatra provides sovereign security and guaranteed returns of up to 11.28% upon maturity.
Published terms
Product specifications
- Government Scheme
- 5 Year Bd Sanchayapatra
- Current Return Rate
- 11.28% p.a.
- Tenure
- 60 Months (5 Years)
- Minimum Investment
- ৳10,000
- Maximum Investment Limit
- ৳5,000,000
- Purchase Channels
- Bangladesh Bank offices, National Savings Bureaus, Scheduled Commercial Banks, and District Post Offices.
Comparable products
Other published Sanchayapatra in the catalogue — compare terms, then confirm with each bank.
Sanchayapatra
3-Month Profit Basis Sanchayapatra
Profit / Return Rate
11.04%
- Tenure 3 yr
- Profit paid Quarterly
- Min Investment ৳100,000
Sanchayapatra
Paribar Sanchayapatra (Family Savings)
Profit / Return Rate
11.52%
- Tenure 5 yr
- Profit paid Monthly
- Min Investment ৳10,000
Sanchayapatra
Pensioner Sanchayapatra
Profit / Return Rate
11.76%
- Tenure 3 yr
- Profit paid Monthly
- Min Investment ৳10,000
Sanchayapatra
5-Year Profit Bearing Sanchayapatra
Profit / Return Rate
11.28%
- Tenure 5 yr
- Profit paid Quarterly
- Min Investment ৳100,000
Published ledger
Current rates & charges
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| Maturity (5 Years) Return Rate | Return Rate |
Current
11.28%
|
January 1, 2026 |
| After 4th Year Encashment | Return Rate |
Current
10.75%
|
January 1, 2026 |
| After 3rd Year Encashment | Return Rate |
Current
10.25%
|
January 1, 2026 |
Recent Return Rate history (read-only)
- 11.28% Jan 2026
- 10.75% Jan 2026
- 10.25% Jan 2026
Catalogue facts
Eligibility & required documents
Eligibility
- All adult Bangladeshi citizens (Male and Female)
- Joint purchase allowed (maximum 2 persons)
- Autonomous bodies, provident funds, and recognized educational/charitable institutions
Documents
- Purchaser National ID Card (NID)
- 2 copies Passport size photographs of purchaser
- Nominee National ID and photograph
- e-TIN Certificate & tax acknowledgement copy (mandatory for investment above BDT 200,000)
- Bank account details (MICR Cheque leaf for automated profit transfer via BEFTN)
Provenance
Source & verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.