Overview
Backed by the Government of Bangladesh, the 5-Year Bangladesh Sanchayapatra provides sovereign security and guaranteed returns of up to 11.28% upon maturity.
Product Specifications
- Government Scheme
- 5 Year Bd Sanchayapatra
- Current Return Rate
- 11.280% p.a.
- Tenure
- 60 Months (5 Years)
- Minimum Investment
- ৳10,000
- Maximum Investment Limit
- ৳5,000,000
- Purchase Channels
- Bangladesh Bank offices, National Savings Bureaus, Scheduled Commercial Banks, and District Post Offices.
Current Rates & Charges Schedule
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| Maturity (5 Years) Return Rate | Return Rate | 11.2800% | January 1, 2026 |
| After 4th Year Encashment | Return Rate | 10.7500% | January 1, 2026 |
| After 3rd Year Encashment | Return Rate | 10.2500% | January 1, 2026 |
Eligibility & Required Documents
Eligibility Criteria
- ✓ All adult Bangladeshi citizens (Male and Female)
- ✓ Joint purchase allowed (maximum 2 persons)
- ✓ Autonomous bodies, provident funds, and recognized educational/charitable institutions
Required Documents
- 📄 Purchaser National ID Card (NID)
- 📄 2 copies Passport size photographs of purchaser
- 📄 Nominee National ID and photograph
- 📄 e-TIN Certificate & tax acknowledgement copy (mandatory for investment above BDT 200,000)
- 📄 Bank account details (MICR Cheque leaf for automated profit transfer via BEFTN)
Information Provenance & Verification
Information curated from official Bangladesh financial regulatory circulars, schedules of charges, and bank publications.