About this product
Overview
Government of Bangladesh national savings instrument: 5-Year Profit Bearing Sanchayapatra. Sovereign-backed; verify current rates and ceilings on nationalsavings.gov.bd.
Published terms
Product specifications
- Government Scheme
- 5 Year Profit Bearing
- Current Return Rate
- 11.28% p.a.
- Tenure
- 60 Months (5 Years)
- Minimum Investment
- ৳100,000
- Maximum Investment Limit
- ৳3,000,000
- Purchase Channels
- Bangladesh Bank, National Savings Bureaus, Commercial Banks, Post Offices
Comparable products
Other published Sanchayapatra in the catalogue — compare terms, then confirm with each bank.
Sanchayapatra
5-Year Bangladesh Sanchayapatra
Profit / Return Rate
11.28%
- Tenure 5 yr
- Profit paid Maturity
- Min Investment ৳10,000
Sanchayapatra
3-Month Profit Basis Sanchayapatra
Profit / Return Rate
11.04%
- Tenure 3 yr
- Profit paid Quarterly
- Min Investment ৳100,000
Sanchayapatra
Paribar Sanchayapatra (Family Savings)
Profit / Return Rate
11.52%
- Tenure 5 yr
- Profit paid Monthly
- Min Investment ৳10,000
Sanchayapatra
Pensioner Sanchayapatra
Profit / Return Rate
11.76%
- Tenure 3 yr
- Profit paid Monthly
- Min Investment ৳10,000
Published ledger
Current rates & charges
| Tenure / Specification | Rate Type | Current Rate | Effective Date |
|---|---|---|---|
| Maturity / Coupon Return Rate | Return Rate |
Current
11.28%
|
January 1, 2026 |
Catalogue facts
Eligibility & required documents
Eligibility
- Adult Bangladeshi citizens (scheme-specific rules apply)
- Joint purchase where allowed
Documents
- NID
- Photos
- Nominee NID
- e-TIN
- Bank cheque leaf for profit transfer
Provenance