AllOfBD Finance
Compare financial products in Bangladesh
Transparent, side-by-side comparison based on verified official rates, schedules of charges, and eligibility rules. Organic comparison is never influenced by sponsorship.
Discovery only — curated rates and indicative FX. Confirm with the institution.
| Feature / Attribute | |||
|---|---|---|---|
| Current rate / fee |
3 Years Tenure8.5% 5 Years Tenure9% 10 Years Tenure9.25% |
5 Years Provisional Rate8.75% 10 Years Provisional Rate9.15% |
1 Year Indicative Rate8.75% |
| Monthly Installment Options | 500, 1000, 2000, 2500, 5000, 10000, 20000, 50000 | 500, 1000, 2000, 5000, 10000, 20000 | 500, 1000, 2000, 5000, 10000 |
| Available Tenures | 1 Year, 2 Years, 3 Years, 5 Years, 7 Years, 10 Years | 5 Years, 10 Years | 1 Year, 3 Years, 5 Years, 10 Years |
| Auto-debit Availability | Yes | Yes | Yes |
| Loan Against DPS | Up to 90% loan / overdraft facility available against deposited balance after 1 year. | Quard (interest-free loan) facility up to 80% of deposited balance. | Loan/overdraft against deposit may be available after seasoning period. |
| Premature Closure | Premature encashment permitted after 1 year. Regular savings interest rate applies if closed prior to maturity. | Encashment permitted with prorated Mudaraba savings rate. | — |
| Tax (AIT) Treatment | Source tax (AIT) 10% on profit for TIN holders; 15% for non-TIN holders as per NBR regulations. | 10% AIT with TIN, 15% without TIN. | AIT as per NBR rules (typically 10% with TIN / 15% without). |
| Official action | Official website ↗ Full specifications › | Official website ↗ Full specifications › | Official website ↗ Full specifications › |
Estimates only
How rankings work
AllOfBD publishes estimates from catalogue data so you can compare products transparently. This is not credit scoring, not a bank decision, and not financial advice.
- Loans: estimated EMI (reducing balance) + parsed processing fee + optional insurance → estimated true cost. Lower estimated cost ranks higher.
- Cards: estimated net annual cost = annual fee − illustrative lounge/perk offset (0.5% of assumed annual spend, capped at fee). Lower net cost ranks higher. Cashback rates are never invented.
- DPS / FDR / Sanchayapatra: higher published current rate ranks higher.
- Soft eligibility: amount/tenure/income bounds from the catalogue. Soft fails are demoted, not hidden as “rejected”.
- Missing rates exclude a product from ranking rather than inventing numbers.
- Watchlist emails notify when a published (non-pending) rate changes — informational only.
Disclaimer
AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.