About this product
Overview
BRAC Bank deposit interest rate sheet, ALCO Circular 2026/10, effective 1 October 2026. Retail and SME DPS codes FRFLX, ABFLX, FSSNC, FRFLT, ABFXT, FSTSN, FRFEL, and FPDPS. Instalment from BDT 500, with no printed maximum. A loan or overdraft may be 90% of principal, or 95% for TARA. Year 4 prints 7.75%. Confirm the current rate with the institution before comparing.
Published terms
Product specifications
- Monthly installment
- ৳500
- Tenure options
- 4 Years
- Auto-debit facility
- Not available
- Auto-renewal
- No
- Loan against deposit
- 90% of principal, or 95% for TARA.
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Published ledger
Current rates & charges
Active rate ledger:
Effective from October 1, 2026 (0 historical revisions tracked).
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| Effective 1 October 2026 | Interest Rate |
Current
7.75%
|
October 1, 2026 |
Interactive decision tool
DPS maturity & profit simulator
Published rate
7.75% p.a.
Estimated maturity payout
৳0
Principal + compound interest
?
সহজ ভাষায়: চক্রবৃদ্ধি মুনাফা; প্রতি মাসে জমানো কিস্তি ও তার ওপর অর্জিত মুনাফা উভয়ই একসাথে চক্রাকারে বাড়ে।
Total deposited principal
৳0
Estimated profit earned
৳0
*Indicative estimate. Final payout subject to NBR withholding tax (10% with TIN, 15% without TIN) on profit at maturity. ? সহজ ভাষায়: জাতীয় রাজস্ব বোর্ডের নিয়মে সঞ্চয়ী আমানতের মুনাফা উত্তোলনের সময় উৎসে কর কর্তন করা হয়। ই-টিআইএন থাকলে ১০%, না থাকলে ১৫%।
Provenance
Source & verification
Official source
BRAC Bank Deposit Interest Rate, effective 1 October 2026
(Last verified: October 1, 2026)
View official source