About this product
Overview
The term-deposit page prints 9.50% p.a. for tenors of 3, 5, 8, and 10 years, and a unit of BDT 500.00 to BDT 50,000.00 in multiples of BDT 500.00. The future-line page calls this forced monthly savings. A loan or overdraft may be availed up to 90% of the deposited amount, at least Tk 45,000, at 3.00% above the scheme rate, for at most 5 years or until scheme maturity. The page does not print an effective date. The stored date is the page file Last-Modified day, 15 February 2026. https://www.dutchbanglabank.com/personal-banking/future-line.html Confirm the current rate with the institution before comparing.
Published terms
Product specifications
- Monthly installment
- ৳500 — ৳50,000
- Tenure options
- 3 Years, 5 Years, 8 Years, 10 Years
- Payout frequency
- Monthly
- Auto-debit facility
- Not available
- Auto-renewal
- No
- Loan against deposit
- Up to 90% of the deposited amount, minimum Tk 45,000, at 3.00% above the scheme rate. Tenor at most 5 years or scheme maturity.
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Published ledger
Current rates & charges
Rate stability verified:
Unchanged since February 15, 2026 across append-only ledger audits.
| Tenure / specification | Rate type | Current rate | Effective date |
|---|---|---|---|
| No date printed on the page | Interest Rate |
Current
9.5%
|
February 15, 2026 |
Recent Interest Rate history (read-only)
- 9.5% Feb 2026
- 9.5% Feb 2026
| Tenure / label | Historical rate | Effective period | Status |
|---|---|---|---|
| No date printed on the page | 9.5% | Feb 2026 — Feb 2026 | Expired |
Interactive decision tool
DPS maturity & profit simulator
Published rate
9.50% p.a.
Estimated maturity payout
৳0
Principal + compound interest
?
সহজ ভাষায়: চক্রবৃদ্ধি মুনাফা; প্রতি মাসে জমানো কিস্তি ও তার ওপর অর্জিত মুনাফা উভয়ই একসাথে চক্রাকারে বাড়ে।
Total deposited principal
৳0
Estimated profit earned
৳0
*Indicative estimate. Final payout subject to NBR withholding tax (10% with TIN, 15% without TIN) on profit at maturity. ? সহজ ভাষায়: জাতীয় রাজস্ব বোর্ডের নিয়মে সঞ্চয়ী আমানতের মুনাফা উত্তোলনের সময় উৎসে কর কর্তন করা হয়। ই-টিআইএন থাকলে ১০%, না থাকলে ১৫%।
Provenance
Source & verification
Official source
DBBL Deposit Plus Scheme (DPS)
(Last verified: February 15, 2026)
View official source