What are the eligibility requirements for BASIC Bank Monthly Benefit FDR?

Individual / joint account holders Age 18+

What documents are required to apply for BASIC Bank Monthly Benefit FDR?

NID Photos Nominee NID e-TIN (recommended)

Are charges or profit for BASIC Bank Monthly Benefit FDR subject to government tax?

Yes, in accordance with National Board of Revenue (NBR) regulations, bank processing fees incur a statutory 15% VAT, and deposit/savings profit yields are subject to withholding tax (10% with TIN, 15% without TIN) deducted at source.

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BASIC Bank Monthly Benefit FDR

Offered by BASIC Bank

Last verified: January 1, 2026 · Catalogue outline · View official source

Rate Confirm with the institution Indicative — confirm with the bank

About this product

Overview

Monthly Benefit FDR scheme from BASIC Bank with flexible tenure options. Net returns depend on AIT and compounding rules.

Published terms

Product specifications

Minimum deposit: ৳100,000
Tenure options: 1 Year, 2 Years, 3 Years
Payout frequency: Monthly
Auto-debit facility: Not available
Auto-renewal: Available upon maturity
Loan against deposit: Loan/overdraft against deposit may be available after seasoning period.
Account opening: All

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Published ledger

Current rates & charges

Rate stability verified: Unchanged since January 1, 2026 across append-only ledger audits.

Tenure / specification	Rate type	Current rate	Effective date
1 Year Indicative Rate	Interest Rate	Current 8.9%	January 1, 2026

Interactive decision tool

FDR yield & profit estimator

Published rate 8.90% p.a.

Fixed deposit principal ৳200,000

৳50,000 ৳2,000,000

Deposit term

Estimated maturity value ৳0 Full tenure payout

Gross interest / profit ৳0

Equivalent monthly yield ৳0 / mo

*Subject to NBR withholding tax (10% with TIN / 15% without TIN) deducted at source on interest payments.

Catalogue facts

Eligibility & required documents

Eligibility

Individual / joint account holders
Age 18+

Documents

NID
Photos
Nominee NID
e-TIN (recommended)

Provenance

Source & verification

Catalogue outline. Confirm the rate, fee, and eligibility with the institution before comparing or applying.

Take action

Apply directly through official institution channels, or request a verified callback. AllOfBD does not process payments or approvals.

Apply on official website ›

Direct link to BASIC Bank

Calculate FDR returns ›

AllOfBD provides independent product discovery and rate comparison. Published terms, fees, and profit rates are verified against official Bangladesh Bank circulars and published institutional disclosures. Final approval, underwriting, and account opening terms are governed exclusively by the issuing financial institution.

Disclaimer

AllOfBD is an information, comparison and discovery platform. Financial products are offered by their respective institutions. Product terms, eligibility, rates, approval and final decisions are determined by the relevant institution or government authority. Users should verify current information through the official source before making financial decisions.

BASIC Bank Monthly Benefit FDR Confirm with the institution

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